USDV Capital
Gresham real estate

Gresham

Gresham, Multnomah County · Portland-Vancouver-Hillsboro, OR-WA

Median Home Value

$463,410

-0.7%

Est. Cap Rate

2.7%

Based on rent yield × 65%

Vacancy Rate

4.9%

56% owner-occupied

Population

113K

Median income: $73,608

D
35/100Caution

Investment ScoreGresham

Composite score based on cap rate, rent yield, affordability, occupancy, and appreciation

Cap Rate2.7%
Rent Yield4.1%
Affordability$463,410
Occupancy95.1%
Appreciation-0.7%

Gresham Investment Analysis

Gresham is a mid-size market of 113K residents with median home values at $463,410. The 2.7% cap rate positions Gresham as a premium appreciation market where equity growth drives returns. A modest 0.7% year-over-year decline suggests the market is cooling — favorable for buyers negotiating from strength. A healthy 44% renter population supports median rents of $1,594/month, providing reliable income streams for buy-and-hold investors. Gresham's housing stock is 38% multifamily — indicating strong institutional investor interest and potential for 2-4 unit or small multifamily acquisitions.

Market Profile
Avg: 46/100
Cash Flow2.7% cap
Appreciation-0.7% YoY
Affordability$463K
Occupancy95.1% occ.
Rent Yield4.1%
Employment99.9%
Price vs. Rent Analysis
Price-to-Rent Ratio24.2x
Cash FlowBalancedAppreciation

Appreciation-driven market — growth potential offsets thinner cash flow

Median Home Value

Zillow ZHVI

$463,410
Median Monthly Rent

Zillow ZORI

$1,594
Annual Rent
$19,128
Gross Rent Yield

Annual rent ÷ home value

4.1%

Market Details

Housing Stock

44K units

Single-family: 23K

Multifamily: 17K (38.4%)

Investment Metrics

Gross Yield 4.1%

Cap Rate 2.7%

Price-to-Rent 24.2 (Favors renting)

Property Tax $4,041/yr

Demographics

Median Income $73,608

Median Age 37.2

Employment 99.9%

Home Value Trends

1-Year Appreciation -0.7%

3-Year Appreciation +3.4%

5-Year Appreciation +16.0%

Rental Market

$1,594/mo

Renter population: 43.9%

Lending Status

Not Available

$150K – $10M · Business purpose

Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis

Community Snapshot
Population113K

5K/sq mi

Median Income$73,608

$35,390 per capita

Employment99.9%

5.3% unemployment

Occupancy95.1%

43.9% renters

College Educated23.6%
Median Age: 37.244K Housing UnitsMedian Built: 1981
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Property Details

$463,410
$100K$2M
25% ($115,853)
15%50%
7.50%
6%10%
$1,594

Investment Projection

Monthly Cash Flow

-$1,415

Cash-on-Cash

-14.7%

DSCR Ratio

0.66

Annual Cash Flow

-$16,985

Monthly P&I: $2,430 | Est. Expenses: $579

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Gresham Investment Report

Comprehensive city market analysis

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Make data-driven investment decisions with our comprehensive city report, including pricing trends, rental yields, and DSCR loan scenarios.

  • Complete market data & demographics
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  • Rental yield analysis by property type
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  • DSCR loan scenario modeling

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Your Real Estate CFO

We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your Gresham deal. Close in 28 days or we pay you $1,000.

$1.3B+

Transactions Advised

42

States Active

28 Days

Or $1,000 Guarantee

Flexible Financing for Every Deal

All products below are eligible for our 28-day close guarantee.

Bridge Loans

Bridge Loans

Short-term financing for acquisitions, refinancing, or repositioning

  • 12-24 month terms
  • Up to 80% LTV
  • Interest-only payments
  • Flexible prepayment
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Fix & Flip

Fix & Flip

Fast funding for property renovation and resale

  • 6-18 month terms
  • Up to 90% of purchase + rehab
  • Fast closings
  • Interest-only payments
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Ground-Up Construction

Ground-Up Construction

Financing for new development projects from land to completion

  • 12-36 month terms
  • Up to 90% of costs
  • Progress-based draws
  • Interest-only payments
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DSCR Rental

DSCR Rental

Long-term financing for single-family rentals and portfolio acquisitions

  • 5-30 year terms
  • Up to 85% LTV
  • Portfolio options
  • No personal income docs
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Larger Deals

Multifamily & Build-to-Rent

For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.

Multifamily
Up to $50M

Multifamily

Permanent and bridge financing for apartment buildings and complexes — 5 units and up.

  • Up to $50M
  • 5–30 year terms
  • Up to 80% LTV
  • Bridge and permanent options
  • Interest-only available
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Build-to-Rent Communities
Up to $50M

Build-to-Rent Communities

Institutional financing for single-family rental community developments from land to stabilization.

  • Up to $50M
  • Construction through permanent
  • Community-scale underwriting
  • Progress-based draw schedule
  • Custom closing timeline
Schedule a Consultation

Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.

Your Real Estate CFO

We structure, source, and close financing for your investment properties. Let us help you capitalize on Gresham opportunities.

48-Hour

Term Sheet

$150K-$10M

Loan Range

28-Day

Close Guarantee

$1,000 GUARANTEE

If we can't close in 28 days, we pay you $1,000