Oregon
Opportunity ZoneOregon real estate investment market
Median Home Value
$492,347
Est. Cap Rate
2.3%
Based on rent yield × 65%
Vacancy Rate
7.5%
63% owner-occupied
Population
4.2M
Median income: $80,426
Oregon Investment Analysis
Oregon is a major metropolitan market with 4.2M residents and a median home value of $492,347. The 2.3% cap rate positions Oregon as a premium appreciation market where equity growth drives returns. A modest 0.9% year-over-year decline suggests the market is cooling — favorable for buyers negotiating from strength. A healthy 37% renter population supports median rents of $1,450/month, providing reliable income streams for buy-and-hold investors.
Market Details
Housing Stock
1.8M units
Single-family: 1.2M
Multifamily: 451K (24.5%)
Investment Metrics
Gross Yield 3.5%
Cap Rate 2.3%
Price-to-Rent 28.3 (Favors renting)
Property Tax $3,767/yr
Demographics
Median Income $80,426
Median Age 40.1
Employment 99.8%
Home Value Trends
1-Year Appreciation -0.9%
3-Year Appreciation +2.5%
5-Year Appreciation +19.4%
Rental Market
$1,450/mo
Renter population: 36.6%
Lending Status
Not Available
$150K – $10M · Business purpose
Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis
Investor Resources — Oregon
Key government departments and regulatory contacts for real estate investors
Contractor Licensing
Oregon Construction Contractors Board
All construction contractors must be licensed with CCB; NASCLA accredited
Eviction Court
Circuit Court
10-day notice to pay or quit; ~30-45 days total; tenant-friendly; just cause required; FED
Real Estate Commission
Oregon Real Estate Agency
Salem office; standalone state agency
Rent Control
Oregon Housing and Community Services (OHCS)
Statewide rent cap of 7% + CPI annually (SB 608). Applies to units 15+ years old. Preempts stricter local rent control. Bans no-cause evictions after first year of tenancy. 90-day notice required for increases.
Top Counties in Oregon
36 counties by population
Multnomah County
Washington County
Clackamas County
Lane County
Marion County
Jackson County
Deschutes County
Linn County
Top Cities in Oregon
426 cities by population
| City | Population | Home Value | Cap Rate | |
|---|---|---|---|---|
| PortlandMultnomah County | 643K | $524,251 | 2.5% | View → |
| EugeneLane County | 178K | $467,032 | 3.3% | View → |
| SalemMarion County | 177K | $432,341 | 2.9% | View → |
| GreshamMultnomah County | 113K | $463,410 | 2.7% | View → |
| HillsboroWashington County | 107K | $516,726 | 2.8% | View → |
| BendDeschutes County | 101K | $724,721 | 2.3% | View → |
| BeavertonWashington County | 98K | $524,932 | 2.7% | View → |
| MedfordJackson County | 86K | $402,289 | 3.2% | View → |
| SpringfieldLane County | 62K | $411,357 | 3.1% | View → |
| CorvallisBenton County | 60K | $550,020 | 2.9% | View → |
| AlbanyLinn County | 57K | $432,371 | 3.1% | View → |
| TigardWashington County | 55K | $602,272 | 2.5% | View → |
| Aloha | 53K | $465,500 | 3.1% | View → |
| Lake OswegoClackamas County | 40K | $866,270 | 2.0% | View → |
| Grants PassJosephine County | 39K | $392,049 | 3.1% | View → |
Top Neighborhoods in Oregon
264 neighborhoods
Oregon Investment Report
Comprehensive state market analysis
Get the Complete Oregon Market Analysis
Make data-driven investment decisions with our comprehensive state report, including pricing trends, rental yields, and DSCR loan scenarios.
- Complete market data & demographics
- 5-year price appreciation trends
- Rental yield analysis by property type
- Investment opportunity score
- Comparable market benchmarks
- DSCR loan scenario modeling
Top 10 Counties in Oregon for DSCR Investment
Our data team analyzed every countie in Oregon to find the best opportunities for cash-flowing DSCR investments.
Top 10 Counties
Oregon | DSCR Investment
Your Real Estate CFO
We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your Oregon deal. Close in 28 days or we pay you $1,000.
$1.3B+
Transactions Advised
42
States Active
28 Days
Or $1,000 Guarantee
Flexible Financing for Every Deal
All products below are eligible for our 28-day close guarantee.
Bridge Loans
Short-term financing for acquisitions, refinancing, or repositioning
- 12-24 month terms
- Up to 80% LTV
- Interest-only payments
- Flexible prepayment
Fix & Flip
Fast funding for property renovation and resale
- 6-18 month terms
- Up to 90% of purchase + rehab
- Fast closings
- Interest-only payments
Ground-Up Construction
Financing for new development projects from land to completion
- 12-36 month terms
- Up to 90% of costs
- Progress-based draws
- Interest-only payments
DSCR Rental
Long-term financing for single-family rentals and portfolio acquisitions
- 5-30 year terms
- Up to 85% LTV
- Portfolio options
- No personal income docs
Larger Deals
Multifamily & Build-to-Rent
For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.
Multifamily
Permanent and bridge financing for apartment buildings and complexes — 5 units and up.
- Up to $50M
- 5–30 year terms
- Up to 80% LTV
- Bridge and permanent options
- Interest-only available
Build-to-Rent Communities
Institutional financing for single-family rental community developments from land to stabilization.
- Up to $50M
- Construction through permanent
- Community-scale underwriting
- Progress-based draw schedule
- Custom closing timeline
Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.
Your Real Estate CFO
We structure, source, and close financing for your investment properties. Let us help you capitalize on Oregon opportunities.
48-Hour
Term Sheet
$150K-$10M
Loan Range
28-Day
Close Guarantee
$1,000 GUARANTEE
If we can't close in 28 days, we pay you $1,000