USDV Capital
Milton real estate

Milton

Restricted

Milton, Chittenden County · Burlington-South Burlington, VT

Median Home Value

$445,692

+0.3%

Est. Cap Rate

2.9%

Based on rent yield × 65%

Vacancy Rate

1.0%

68% owner-occupied

Population

4K

Median income: $82,750

C
41/100Hold

Investment ScoreMilton

Composite score based on cap rate, rent yield, affordability, occupancy, and appreciation

Cap Rate2.9%
Rent Yield4.4%
Affordability$445,692
Occupancy99.0%
Appreciation0.3%

Milton Investment Analysis

Milton is a smaller market (4K residents) with median values at $445,692. The 2.9% cap rate positions Milton as a premium appreciation market where equity growth drives returns. Values are stable with 0.3% annual growth, offering predictable returns without overheating risk. A healthy 32% renter population supports median rents of $1,643/month, providing reliable income streams for buy-and-hold investors. Milton's housing stock is 36% multifamily — indicating strong institutional investor interest and potential for 2-4 unit or small multifamily acquisitions.

Market Profile
Avg: 51/100
Cash Flow2.9% cap
Appreciation0.3% YoY
Affordability$446K
Occupancy99.0% occ.
Rent Yield4.4%
Employment100.0%
Price vs. Rent Analysis
Price-to-Rent Ratio22.6x
Cash FlowBalancedAppreciation

Appreciation-driven market — growth potential offsets thinner cash flow

Median Home Value

Zillow ZHVI

$445,692
Median Monthly Rent

Zillow ZORI

$1,643
Annual Rent
$19,716
Gross Rent Yield

Annual rent ÷ home value

4.4%

Market Details

Housing Stock

1K units

Single-family: 564

Multifamily: 459 (35.6%)

Investment Metrics

Gross Yield 4.4%

Cap Rate 2.9%

Price-to-Rent 22.6 (Favors renting)

Property Tax $4,292/yr

Demographics

Median Income $82,750

Median Age 37.6

Employment 100.0%

Home Value Trends

1-Year Appreciation +0.3%

3-Year Appreciation +9.1%

5-Year Appreciation +26.0%

Rental Market

$1,643/mo

Renter population: 32.4%

Lending Status

Restricted

$150K – $10M · Business purpose

Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis

Community Snapshot
Population4K

1K/sq mi

Median Income$82,750

$34,630 per capita

Employment100.0%

16.0% unemployment

Occupancy99.0%

32.4% renters

College Educated20.0%
Median Age: 37.61K Housing UnitsMedian Built: 1987
Investment Calculator

Calculate Your Milton Investment Returns

Run the numbers on any property. Get your full analysis emailed to you instantly.

Property Details

$445,692
$100K$2M
25% ($111,423)
15%50%
7.50%
6%10%
$1,643

Investment Projection

Monthly Cash Flow

-$1,251

Cash-on-Cash

-13.5%

DSCR Ratio

0.70

Annual Cash Flow

-$15,016

Monthly P&I: $2,337 | Est. Expenses: $557

Get Your Full Analysis

Receive a detailed PDF with 5-year projections, tax implications, and financing scenarios.

We respect your privacy. Unsubscribe at any time.

Milton Investment Report

Comprehensive city market analysis

+12.4%
$485K
8.2%
Enter email to unlock full report
Free Investment Report

Get the Complete Milton Market Analysis

Make data-driven investment decisions with our comprehensive city report, including pricing trends, rental yields, and DSCR loan scenarios.

  • Complete market data & demographics
  • 5-year price appreciation trends
  • Rental yield analysis by property type
  • Investment opportunity score
  • Comparable market benchmarks
  • DSCR loan scenario modeling

By submitting, you agree to receive investment insights from USDV Capital. Unsubscribe anytime.

Your Real Estate CFO

We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your Milton deal. Close in 28 days or we pay you $1,000.

$1.3B+

Transactions Advised

42

States Active

28 Days

Or $1,000 Guarantee

Flexible Financing for Every Deal

All products below are eligible for our 28-day close guarantee.

Bridge Loans

Bridge Loans

Short-term financing for acquisitions, refinancing, or repositioning

  • 12-24 month terms
  • Up to 80% LTV
  • Interest-only payments
  • Flexible prepayment
Get Pre-Qualified
Fix & Flip

Fix & Flip

Fast funding for property renovation and resale

  • 6-18 month terms
  • Up to 90% of purchase + rehab
  • Fast closings
  • Interest-only payments
Get Pre-Qualified
Ground-Up Construction

Ground-Up Construction

Financing for new development projects from land to completion

  • 12-36 month terms
  • Up to 90% of costs
  • Progress-based draws
  • Interest-only payments
Get Pre-Qualified
DSCR Rental

DSCR Rental

Long-term financing for single-family rentals and portfolio acquisitions

  • 5-30 year terms
  • Up to 85% LTV
  • Portfolio options
  • No personal income docs
Get Pre-Qualified

Larger Deals

Multifamily & Build-to-Rent

For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.

Multifamily
Up to $50M

Multifamily

Permanent and bridge financing for apartment buildings and complexes — 5 units and up.

  • Up to $50M
  • 5–30 year terms
  • Up to 80% LTV
  • Bridge and permanent options
  • Interest-only available
Schedule a Consultation
Build-to-Rent Communities
Up to $50M

Build-to-Rent Communities

Institutional financing for single-family rental community developments from land to stabilization.

  • Up to $50M
  • Construction through permanent
  • Community-scale underwriting
  • Progress-based draw schedule
  • Custom closing timeline
Schedule a Consultation

Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.

Your Real Estate CFO

We structure, source, and close financing for your investment properties. Let us help you capitalize on Milton opportunities.

48-Hour

Term Sheet

$150K-$10M

Loan Range

28-Day

Close Guarantee

$1,000 GUARANTEE

If we can't close in 28 days, we pay you $1,000