USDV Capital
Lincoln real estate

Lincoln

Restricted

Lincoln, Addison County

Median Home Value

$436,450

+1.0%

Est. Cap Rate

1.5%

Based on rent yield × 65%

Vacancy Rate

10.5%

77% owner-occupied

Population

290

Median income: $78,125

D
29/100Caution

Investment ScoreLincoln

Composite score based on cap rate, rent yield, affordability, occupancy, and appreciation

Cap Rate1.5%
Rent Yield2.3%
Affordability$436,450
Occupancy89.5%
Appreciation1.0%

Lincoln Investment Analysis

Lincoln is a smaller market (290 residents) with median values at $436,450. The 1.5% cap rate positions Lincoln as a premium appreciation market where equity growth drives returns. Values are stable with 1.0% annual growth, offering predictable returns without overheating risk.

Market Profile
Avg: 39/100
Cash Flow1.5% cap
Appreciation1.0% YoY
Affordability$436K
Occupancy89.5% occ.
Rent Yield2.3%
Employment100.0%
Price vs. Rent Analysis
Price-to-Rent Ratio43.0x
Cash FlowBalancedAppreciation

Appreciation-driven market — growth potential offsets thinner cash flow

Median Home Value

Zillow ZHVI

$436,450
Median Monthly Rent

Zillow ZORI

$845
Annual Rent
$10,140
Gross Rent Yield

Annual rent ÷ home value

2.3%

Market Details

Housing Stock

124 units

Single-family: 96

Multifamily: 25 (20.2%)

Investment Metrics

Gross Yield 2.3%

Cap Rate 1.5%

Price-to-Rent 43.0 (Favors renting)

Property Tax $6,178/yr

Demographics

Median Income $78,125

Median Age 54.7

Employment 100.0%

Home Value Trends

1-Year Appreciation +1.0%

3-Year Appreciation +3.5%

5-Year Appreciation +17.8%

Rental Market

$845/mo

Renter population: 23.4%

Lending Status

Restricted

$150K – $10M · Business purpose

Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis

Community Snapshot
Population290

123/sq mi

Median Income$78,125

$38,159 per capita

Employment100.0%

10.2% unemployment

Occupancy89.5%

23.4% renters

College Educated35.1%
Median Age: 54.7124 Housing UnitsMedian Built: 1938
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Property Details

$436,450
$100K$2M
25% ($109,113)
15%50%
7.50%
6%10%
$845

Investment Projection

Monthly Cash Flow

-$1,989

Cash-on-Cash

-21.9%

DSCR Ratio

0.37

Annual Cash Flow

-$23,872

Monthly P&I: $2,289 | Est. Expenses: $546

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Lincoln Investment Report

Comprehensive city market analysis

+12.4%
$485K
8.2%
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Free Investment Report

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Make data-driven investment decisions with our comprehensive city report, including pricing trends, rental yields, and DSCR loan scenarios.

  • Complete market data & demographics
  • 5-year price appreciation trends
  • Rental yield analysis by property type
  • Investment opportunity score
  • Comparable market benchmarks
  • DSCR loan scenario modeling

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Your Real Estate CFO

We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your Lincoln deal. Close in 28 days or we pay you $1,000.

$1.3B+

Transactions Advised

42

States Active

28 Days

Or $1,000 Guarantee

Flexible Financing for Every Deal

All products below are eligible for our 28-day close guarantee.

Bridge Loans

Bridge Loans

Short-term financing for acquisitions, refinancing, or repositioning

  • 12-24 month terms
  • Up to 80% LTV
  • Interest-only payments
  • Flexible prepayment
Get Pre-Qualified
Fix & Flip

Fix & Flip

Fast funding for property renovation and resale

  • 6-18 month terms
  • Up to 90% of purchase + rehab
  • Fast closings
  • Interest-only payments
Get Pre-Qualified
Ground-Up Construction

Ground-Up Construction

Financing for new development projects from land to completion

  • 12-36 month terms
  • Up to 90% of costs
  • Progress-based draws
  • Interest-only payments
Get Pre-Qualified
DSCR Rental

DSCR Rental

Long-term financing for single-family rentals and portfolio acquisitions

  • 5-30 year terms
  • Up to 85% LTV
  • Portfolio options
  • No personal income docs
Get Pre-Qualified

Larger Deals

Multifamily & Build-to-Rent

For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.

Multifamily
Up to $50M

Multifamily

Permanent and bridge financing for apartment buildings and complexes — 5 units and up.

  • Up to $50M
  • 5–30 year terms
  • Up to 80% LTV
  • Bridge and permanent options
  • Interest-only available
Schedule a Consultation
Build-to-Rent Communities
Up to $50M

Build-to-Rent Communities

Institutional financing for single-family rental community developments from land to stabilization.

  • Up to $50M
  • Construction through permanent
  • Community-scale underwriting
  • Progress-based draw schedule
  • Custom closing timeline
Schedule a Consultation

Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.

Your Real Estate CFO

We structure, source, and close financing for your investment properties. Let us help you capitalize on Lincoln opportunities.

48-Hour

Term Sheet

$150K-$10M

Loan Range

28-Day

Close Guarantee

$1,000 GUARANTEE

If we can't close in 28 days, we pay you $1,000