USDV Capital
Roby real estate

Roby

Active Lending

Roby, Fisher County

Median Home Value

$109,455

+19.6%

Est. Cap Rate

4.6%

Based on rent yield × 65%

Vacancy Rate

16.4%

79% owner-occupied

Population

691

Median income: $63,259

B
62/100Buy

Investment ScoreRoby

Composite score based on cap rate, rent yield, affordability, occupancy, and appreciation

Cap Rate4.6%
Rent Yield7.0%
Affordability$109,455
Occupancy83.6%
Appreciation19.6%

Roby Investment Analysis

Roby is a smaller market (691 residents) with median values at $109,455. The 4.6% cap rate indicates solid cash flow potential with room for value appreciation — a balanced market for both rental and value-add strategies. Strong 19.6% year-over-year appreciation signals continued demand — act before prices climb further. As your Real Estate CFO, we recommend exploring value-add rental or BRRRR strategy in Roby. Get pre-qualified for $150K–$10M in financing — term sheet in 48 hours.

Market Profile
Avg: 66/100
Cash Flow4.6% cap
Appreciation19.6% YoY
Affordability$109K
Occupancy83.6% occ.
Rent Yield7.0%
Employment100.0%
Price vs. Rent Analysis
Price-to-Rent Ratio14.3x
Cash FlowBalancedAppreciation

Strong cash flow market — rental income exceeds typical carrying costs

Median Home Value

Zillow ZHVI

$109,455
Median Monthly Rent

Zillow ZORI

$639
Annual Rent
$7,668
Gross Rent Yield

Annual rent ÷ home value

7.0%

Market Details

Housing Stock

348 units

Single-family: 297

Multifamily: 26 (7.5%)

Investment Metrics

Gross Yield 7.0%

Cap Rate 4.6%

Price-to-Rent 14.3 (Favors buying)

Property Tax $1,241/yr

Demographics

Median Income $63,259

Median Age 36.6

Employment 100.0%

Home Value Trends

1-Year Appreciation +19.6%

3-Year Appreciation +12.4%

Rental Market

$639/mo

Renter population: 20.6%

Lending Status

Active Lending

$150K – $10M · Business purpose

Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis

Community Snapshot
Population691

961/sq mi

Median Income$63,259

$30,764 per capita

Employment100.0%

5.6% unemployment

Occupancy83.6%

20.6% renters

College Educated15.8%
Median Age: 36.6348 Housing UnitsMedian Built: 1959

Investment Strategy Assessment

How Roby performs for each investment strategy

DSCR Rental

Strong Match

With a 4.6% cap rate and 20.6% renter population, Roby offers strong cash flow potential for buy-and-hold investors.

  • Up to 85% LTV
  • No income verification
  • 5-30 year terms

Fix & Flip

Higher Risk

Vacancy at 16.4% — factor in longer hold times when modeling your flip ROI in Roby.

  • Up to 90% of purchase + rehab
  • 6-18 month terms
  • Draw schedule for rehab

Bridge / Value-Add

Strong Match

Bridge financing works in any market condition. Use it for acquisitions, refinances, or transitional properties in Roby while you stabilize or reposition.

  • Up to 80% LTV
  • 12-24 month terms
  • Interest-only payments
Investment Calculator

Calculate Your Roby Investment Returns

Run the numbers on any property. Get your full analysis emailed to you instantly.

Property Details

$109,455
$100K$2M
25% ($27,364)
15%50%
7.50%
6%10%
$639

Investment Projection

Monthly Cash Flow

-$72

Cash-on-Cash

-3.1%

DSCR Ratio

1.11

Annual Cash Flow

-$862

Monthly P&I: $574 | Est. Expenses: $137

Get Your Full Analysis

Receive a detailed PDF with 5-year projections, tax implications, and financing scenarios.

We respect your privacy. Unsubscribe at any time.

Roby Investment Report

Comprehensive city market analysis

+12.4%
$485K
8.2%
Enter email to unlock full report
Free Investment Report

Get the Complete Roby Market Analysis

Make data-driven investment decisions with our comprehensive city report, including pricing trends, rental yields, and DSCR loan scenarios.

  • Complete market data & demographics
  • 5-year price appreciation trends
  • Rental yield analysis by property type
  • Investment opportunity score
  • Comparable market benchmarks
  • DSCR loan scenario modeling

By submitting, you agree to receive investment insights from USDV Capital. Unsubscribe anytime.

Financing Comparison

Compare Your Financing Options for Roby

Not all investment loans are created equal. See how DSCR loans stack up against traditional financing.

Recommended

DSCR Loan

USDV Capital

No income verification
Close in 28 days
Self-employed friendly
Multiple properties allowed
Rates from 6.5%
Rate

6.5% - 8.5%

Max LTV

Up to 80%

Conventional Loan

Traditional Banks

No income verification
Close in 28 days
Self-employed friendly
Multiple properties allowed
Best rates available
Rate

6.0% - 7.5%

Max LTV

Up to 80%

Hard Money

Private Lenders

No income verification
Close in 28 days
Self-employed friendly
Long-term hold
Competitive rates
Rate

10% - 15%

Max LTV

Up to 70%

Get the Complete Financing Guide

Download our comprehensive guide covering DSCR loans, conventional financing, hard money, bridge loans, and more. Includes rate comparisons, qualification requirements, and scenario-based recommendations.

  • 20+ page PDF guide
  • Rate comparison charts
  • Qualification checklists

By submitting, you agree to receive investment insights from USDV Capital. Unsubscribe anytime.

Your Real Estate CFO

We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your Roby deal. Close in 28 days or we pay you $1,000.

$1.3B+

Transactions Advised

42

States Active

28 Days

Or $1,000 Guarantee

Flexible Financing for Every Deal

All products below are eligible for our 28-day close guarantee.

Bridge Loans

Bridge Loans

Short-term financing for acquisitions, refinancing, or repositioning

  • 12-24 month terms
  • Up to 80% LTV
  • Interest-only payments
  • Flexible prepayment
Get Pre-Qualified
Fix & Flip

Fix & Flip

Fast funding for property renovation and resale

  • 6-18 month terms
  • Up to 90% of purchase + rehab
  • Fast closings
  • Interest-only payments
Get Pre-Qualified
Ground-Up Construction

Ground-Up Construction

Financing for new development projects from land to completion

  • 12-36 month terms
  • Up to 90% of costs
  • Progress-based draws
  • Interest-only payments
Get Pre-Qualified
DSCR Rental

DSCR Rental

Long-term financing for single-family rentals and portfolio acquisitions

  • 5-30 year terms
  • Up to 85% LTV
  • Portfolio options
  • No personal income docs
Get Pre-Qualified

Larger Deals

Multifamily & Build-to-Rent

For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.

Multifamily
Up to $50M

Multifamily

Permanent and bridge financing for apartment buildings and complexes — 5 units and up.

  • Up to $50M
  • 5–30 year terms
  • Up to 80% LTV
  • Bridge and permanent options
  • Interest-only available
Schedule a Consultation
Build-to-Rent Communities
Up to $50M

Build-to-Rent Communities

Institutional financing for single-family rental community developments from land to stabilization.

  • Up to $50M
  • Construction through permanent
  • Community-scale underwriting
  • Progress-based draw schedule
  • Custom closing timeline
Schedule a Consultation

Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.

Your Real Estate CFO

We structure, source, and close financing for your investment properties. Let us help you capitalize on Roby opportunities.

48-Hour

Term Sheet

$150K-$10M

Loan Range

28-Day

Close Guarantee

$1,000 GUARANTEE

If we can't close in 28 days, we pay you $1,000