USDV Capital
Soddy-Daisy real estate

Soddy-Daisy

Soddy-Daisy, Hamilton County · Chattanooga, TN-GA

Median Home Value

$350,509

+0.6%

Est. Cap Rate

3.3%

Based on rent yield × 65%

Vacancy Rate

6.7%

72% owner-occupied

Population

13K

Median income: $67,824

C
42/100Hold

Investment ScoreSoddy-Daisy

Composite score based on cap rate, rent yield, affordability, occupancy, and appreciation

Cap Rate3.3%
Rent Yield5.0%
Affordability$350,509
Occupancy93.3%
Appreciation0.6%

Soddy-Daisy Investment Analysis

Soddy-Daisy is a smaller market (13K residents) with median values at $350,509. With a 3.3% cap rate, Soddy-Daisy is primarily an appreciation play. Investors here are betting on long-term value growth rather than immediate cash flow. Values are stable with 0.6% annual growth, offering predictable returns without overheating risk.

Market Profile
Avg: 51/100
Cash Flow3.3% cap
Appreciation0.6% YoY
Affordability$351K
Occupancy93.3% occ.
Rent Yield5.0%
Employment100.0%
Price vs. Rent Analysis
Price-to-Rent Ratio20.0x
Cash FlowBalancedAppreciation

Balanced market — moderate cash flow with appreciation upside

Median Home Value

Zillow ZHVI

$350,509
Median Monthly Rent

Zillow ZORI

$1,463
Annual Rent
$17,556
Gross Rent Yield

Annual rent ÷ home value

5.0%

Market Details

Housing Stock

6K units

Single-family: 4K

Multifamily: 636 (11.4%)

Investment Metrics

Gross Yield 5.0%

Cap Rate 3.3%

Price-to-Rent 20.0 (Balanced)

Property Tax $1,632/yr

Demographics

Median Income $67,824

Median Age 46.0

Employment 100.0%

Home Value Trends

1-Year Appreciation +0.6%

3-Year Appreciation +11.6%

5-Year Appreciation +37.5%

Rental Market

$1,463/mo

Renter population: 28.4%

Lending Status

Not Available

$150K – $10M · Business purpose

Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis

Community Snapshot
Population13K

566/sq mi

Median Income$67,824

$34,131 per capita

Employment100.0%

5.1% unemployment

Occupancy93.3%

28.4% renters

College Educated21.7%
Median Age: 466K Housing UnitsMedian Built: 1985
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Property Details

$350,509
$100K$2M
25% ($87,627)
15%50%
7.50%
6%10%
$1,463

Investment Projection

Monthly Cash Flow

-$813

Cash-on-Cash

-11.1%

DSCR Ratio

0.80

Annual Cash Flow

-$9,759

Monthly P&I: $1,838 | Est. Expenses: $438

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Soddy-Daisy Investment Report

Comprehensive city market analysis

+12.4%
$485K
8.2%
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Make data-driven investment decisions with our comprehensive city report, including pricing trends, rental yields, and DSCR loan scenarios.

  • Complete market data & demographics
  • 5-year price appreciation trends
  • Rental yield analysis by property type
  • Investment opportunity score
  • Comparable market benchmarks
  • DSCR loan scenario modeling

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Your Real Estate CFO

We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your Soddy-Daisy deal. Close in 28 days or we pay you $1,000.

$1.3B+

Transactions Advised

42

States Active

28 Days

Or $1,000 Guarantee

Flexible Financing for Every Deal

All products below are eligible for our 28-day close guarantee.

Bridge Loans

Bridge Loans

Short-term financing for acquisitions, refinancing, or repositioning

  • 12-24 month terms
  • Up to 80% LTV
  • Interest-only payments
  • Flexible prepayment
Get Pre-Qualified
Fix & Flip

Fix & Flip

Fast funding for property renovation and resale

  • 6-18 month terms
  • Up to 90% of purchase + rehab
  • Fast closings
  • Interest-only payments
Get Pre-Qualified
Ground-Up Construction

Ground-Up Construction

Financing for new development projects from land to completion

  • 12-36 month terms
  • Up to 90% of costs
  • Progress-based draws
  • Interest-only payments
Get Pre-Qualified
DSCR Rental

DSCR Rental

Long-term financing for single-family rentals and portfolio acquisitions

  • 5-30 year terms
  • Up to 85% LTV
  • Portfolio options
  • No personal income docs
Get Pre-Qualified

Larger Deals

Multifamily & Build-to-Rent

For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.

Multifamily
Up to $50M

Multifamily

Permanent and bridge financing for apartment buildings and complexes — 5 units and up.

  • Up to $50M
  • 5–30 year terms
  • Up to 80% LTV
  • Bridge and permanent options
  • Interest-only available
Schedule a Consultation
Build-to-Rent Communities
Up to $50M

Build-to-Rent Communities

Institutional financing for single-family rental community developments from land to stabilization.

  • Up to $50M
  • Construction through permanent
  • Community-scale underwriting
  • Progress-based draw schedule
  • Custom closing timeline
Schedule a Consultation

Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.

Your Real Estate CFO

We structure, source, and close financing for your investment properties. Let us help you capitalize on Soddy-Daisy opportunities.

48-Hour

Term Sheet

$150K-$10M

Loan Range

28-Day

Close Guarantee

$1,000 GUARANTEE

If we can't close in 28 days, we pay you $1,000