USDV Capital
Grainger County real estate

Grainger County

Grainger County, Grainger County · Morristown, TN

Median Home Value

$267,990

+0.9%

Est. Cap Rate

2.1%

Based on rent yield × 65%

Vacancy Rate

18.6%

79% owner-occupied

Population

24K

Median income: $51,351

D
25/100Caution

Investment ScoreGrainger County

Composite score based on cap rate, rent yield, affordability, occupancy, and appreciation

Cap Rate2.1%
Rent Yield3.3%
Affordability$267,990
Occupancy81.4%
Appreciation0.9%

Grainger County Investment Analysis

Grainger County is a smaller market (24K residents) with median values at $267,990. The 2.1% cap rate positions Grainger County as a premium appreciation market where equity growth drives returns. Values are stable with 0.9% annual growth, offering predictable returns without overheating risk.

Market Profile
Avg: 36/100
Cash Flow2.1% cap
Appreciation0.9% YoY
Affordability$268K
Occupancy81.4% occ.
Rent Yield3.3%
Employment100.0%
Price vs. Rent Analysis
Price-to-Rent Ratio30.8x
Cash FlowBalancedAppreciation

Appreciation-driven market — growth potential offsets thinner cash flow

Median Home Value

Zillow ZHVI

$267,990
Median Monthly Rent

Zillow ZORI

$726
Annual Rent
$8,712
Gross Rent Yield

Annual rent ÷ home value

3.3%

Market Details

Housing Stock

12K units

Single-family: 8K

Multifamily: 516 (4.4%)

Investment Metrics

Gross Yield 3.3%

Cap Rate 2.1%

Price-to-Rent 30.8 (Favors renting)

Property Tax $871/yr

Demographics

Median Income $51,351

Median Age 45.7

Employment 100.0%

Home Value Trends

1-Year Appreciation +0.9%

3-Year Appreciation +17.6%

5-Year Appreciation +36.8%

Rental Market

$726/mo

Renter population: 21.3%

Lending Status

Not Available

$150K – $10M · Business purpose

Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis

Community Snapshot
Population24K

85/sq mi

Median Income$51,351

$28,789 per capita

Employment100.0%

5.2% unemployment

Occupancy81.4%

21.3% renters

College Educated14.9%
Median Age: 45.712K Housing UnitsMedian Built: 1992

Top Cities in Grainger County

3 cities by population

CityHome Value
Bean StationGrainger County$231,629View →
BlaineGrainger County$321,181View →
RutledgeGrainger County$248,202View →
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Property Details

$267,990
$100K$2M
25% ($66,998)
15%50%
7.50%
6%10%
$726

Investment Projection

Monthly Cash Flow

-$1,014

Cash-on-Cash

-18.2%

DSCR Ratio

0.52

Annual Cash Flow

-$12,172

Monthly P&I: $1,405 | Est. Expenses: $335

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Grainger County Investment Report

Comprehensive county market analysis

+12.4%
$485K
8.2%
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Free Investment Report

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Make data-driven investment decisions with our comprehensive county report, including pricing trends, rental yields, and DSCR loan scenarios.

  • Complete market data & demographics
  • 5-year price appreciation trends
  • Rental yield analysis by property type
  • Investment opportunity score
  • Comparable market benchmarks
  • DSCR loan scenario modeling

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Exclusive Guide

Top 10 Cities in Grainger County for DSCR Investment

Our data team analyzed every citie in Grainger County to find the best opportunities for cash-flowing DSCR investments.

Ranked by investment potential score
Includes median prices & rental yields
5-year appreciation forecasts

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Top 10 Cities

Grainger County | DSCR Investment

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Your Real Estate CFO

We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your Grainger County deal. Close in 28 days or we pay you $1,000.

$1.3B+

Transactions Advised

42

States Active

28 Days

Or $1,000 Guarantee

Flexible Financing for Every Deal

All products below are eligible for our 28-day close guarantee.

Bridge Loans

Bridge Loans

Short-term financing for acquisitions, refinancing, or repositioning

  • 12-24 month terms
  • Up to 80% LTV
  • Interest-only payments
  • Flexible prepayment
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Fix & Flip

Fix & Flip

Fast funding for property renovation and resale

  • 6-18 month terms
  • Up to 90% of purchase + rehab
  • Fast closings
  • Interest-only payments
Get Pre-Qualified
Ground-Up Construction

Ground-Up Construction

Financing for new development projects from land to completion

  • 12-36 month terms
  • Up to 90% of costs
  • Progress-based draws
  • Interest-only payments
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DSCR Rental

DSCR Rental

Long-term financing for single-family rentals and portfolio acquisitions

  • 5-30 year terms
  • Up to 85% LTV
  • Portfolio options
  • No personal income docs
Get Pre-Qualified

Larger Deals

Multifamily & Build-to-Rent

For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.

Multifamily
Up to $50M

Multifamily

Permanent and bridge financing for apartment buildings and complexes — 5 units and up.

  • Up to $50M
  • 5–30 year terms
  • Up to 80% LTV
  • Bridge and permanent options
  • Interest-only available
Schedule a Consultation
Build-to-Rent Communities
Up to $50M

Build-to-Rent Communities

Institutional financing for single-family rental community developments from land to stabilization.

  • Up to $50M
  • Construction through permanent
  • Community-scale underwriting
  • Progress-based draw schedule
  • Custom closing timeline
Schedule a Consultation

Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.

Your Real Estate CFO

We structure, source, and close financing for your investment properties. Let us help you capitalize on Grainger County opportunities.

48-Hour

Term Sheet

$150K-$10M

Loan Range

28-Day

Close Guarantee

$1,000 GUARANTEE

If we can't close in 28 days, we pay you $1,000