USDV Capital
Coffee County real estate

Coffee County

Coffee County, Coffee County · Tullahoma-Manchester, TN

Median Home Value

$306,596

+2.3%

Est. Cap Rate

3.7%

Based on rent yield × 65%

Vacancy Rate

9.5%

70% owner-occupied

Population

59K

Median income: $60,656

C
46/100Hold

Investment ScoreCoffee County

Composite score based on cap rate, rent yield, affordability, occupancy, and appreciation

Cap Rate3.7%
Rent Yield5.7%
Affordability$306,596
Occupancy90.5%
Appreciation2.3%

Coffee County Investment Analysis

Coffee County (population 59K) offers median home values of $306,596 — positioning it as a mid-range opportunity for investors. With a 3.7% cap rate, Coffee County is primarily an appreciation play. Investors here are betting on long-term value growth rather than immediate cash flow. Values are stable with 2.3% annual growth, offering predictable returns without overheating risk.

Market Profile
Avg: 53/100
Cash Flow3.7% cap
Appreciation2.3% YoY
Affordability$307K
Occupancy90.5% occ.
Rent Yield5.7%
Employment99.7%
Price vs. Rent Analysis
Price-to-Rent Ratio17.5x
Cash FlowBalancedAppreciation

Balanced market — moderate cash flow with appreciation upside

Median Home Value

Zillow ZHVI

$306,596
Median Monthly Rent

Zillow ZORI

$1,464
Annual Rent
$17,568
Gross Rent Yield

Annual rent ÷ home value

5.7%

Market Details

Housing Stock

25K units

Single-family: 18K

Multifamily: 3K (13.0%)

Investment Metrics

Gross Yield 5.7%

Cap Rate 3.7%

Price-to-Rent 17.5 (Balanced)

Property Tax $1,378/yr

Demographics

Median Income $60,656

Median Age 39.2

Employment 99.7%

Home Value Trends

1-Year Appreciation +2.3%

3-Year Appreciation +13.0%

5-Year Appreciation +50.9%

Rental Market

$1,464/mo

Renter population: 29.8%

Lending Status

Not Available

$150K – $10M · Business purpose

Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis

Community Snapshot
Population59K

137/sq mi

Median Income$60,656

$29,543 per capita

Employment99.7%

4.0% unemployment

Occupancy90.5%

29.8% renters

College Educated22.9%
Median Age: 39.225K Housing UnitsMedian Built: 1986

Top Cities in Coffee County

3 cities by population

CityHome Value
TullahomaCoffee County$289,354View →
ManchesterCoffee County$320,918View →
HillsboroCoffee County$323,928View →
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Property Details

$306,596
$100K$2M
25% ($76,649)
15%50%
7.50%
6%10%
$1,464

Investment Projection

Monthly Cash Flow

-$527

Cash-on-Cash

-8.3%

DSCR Ratio

0.91

Annual Cash Flow

-$6,325

Monthly P&I: $1,608 | Est. Expenses: $383

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Coffee County Investment Report

Comprehensive county market analysis

+12.4%
$485K
8.2%
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Free Investment Report

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Make data-driven investment decisions with our comprehensive county report, including pricing trends, rental yields, and DSCR loan scenarios.

  • Complete market data & demographics
  • 5-year price appreciation trends
  • Rental yield analysis by property type
  • Investment opportunity score
  • Comparable market benchmarks
  • DSCR loan scenario modeling

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Exclusive Guide

Top 10 Cities in Coffee County for DSCR Investment

Our data team analyzed every citie in Coffee County to find the best opportunities for cash-flowing DSCR investments.

Ranked by investment potential score
Includes median prices & rental yields
5-year appreciation forecasts

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Top 10 Cities

Coffee County | DSCR Investment

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Your Real Estate CFO

We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your Coffee County deal. Close in 28 days or we pay you $1,000.

$1.3B+

Transactions Advised

42

States Active

28 Days

Or $1,000 Guarantee

Flexible Financing for Every Deal

All products below are eligible for our 28-day close guarantee.

Bridge Loans

Bridge Loans

Short-term financing for acquisitions, refinancing, or repositioning

  • 12-24 month terms
  • Up to 80% LTV
  • Interest-only payments
  • Flexible prepayment
Get Pre-Qualified
Fix & Flip

Fix & Flip

Fast funding for property renovation and resale

  • 6-18 month terms
  • Up to 90% of purchase + rehab
  • Fast closings
  • Interest-only payments
Get Pre-Qualified
Ground-Up Construction

Ground-Up Construction

Financing for new development projects from land to completion

  • 12-36 month terms
  • Up to 90% of costs
  • Progress-based draws
  • Interest-only payments
Get Pre-Qualified
DSCR Rental

DSCR Rental

Long-term financing for single-family rentals and portfolio acquisitions

  • 5-30 year terms
  • Up to 85% LTV
  • Portfolio options
  • No personal income docs
Get Pre-Qualified

Larger Deals

Multifamily & Build-to-Rent

For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.

Multifamily
Up to $50M

Multifamily

Permanent and bridge financing for apartment buildings and complexes — 5 units and up.

  • Up to $50M
  • 5–30 year terms
  • Up to 80% LTV
  • Bridge and permanent options
  • Interest-only available
Schedule a Consultation
Build-to-Rent Communities
Up to $50M

Build-to-Rent Communities

Institutional financing for single-family rental community developments from land to stabilization.

  • Up to $50M
  • Construction through permanent
  • Community-scale underwriting
  • Progress-based draw schedule
  • Custom closing timeline
Schedule a Consultation

Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.

Your Real Estate CFO

We structure, source, and close financing for your investment properties. Let us help you capitalize on Coffee County opportunities.

48-Hour

Term Sheet

$150K-$10M

Loan Range

28-Day

Close Guarantee

$1,000 GUARANTEE

If we can't close in 28 days, we pay you $1,000