USDV Capital
Alcoa real estate

Alcoa

Alcoa, Blount County · Knoxville, TN

Median Home Value

$308,513

-0.1%

Est. Cap Rate

4.1%

Based on rent yield × 65%

Vacancy Rate

13.4%

65% owner-occupied

Population

12K

Median income: $60,049

C
42/100Hold

Investment Score — Alcoa

Composite score based on cap rate, rent yield, affordability, occupancy, and appreciation

Cap Rate4.1%
Rent Yield6.3%
Affordability$308,513
Occupancy86.6%
Appreciation-0.1%

Alcoa Investment Analysis

Alcoa is a smaller market (12K residents) with median values at $308,513. The 4.1% cap rate indicates solid cash flow potential with room for value appreciation — a balanced market for both rental and value-add strategies. A modest 0.1% year-over-year decline suggests the market is cooling — favorable for buyers negotiating from strength. A healthy 35% renter population supports median rents of $1,623/month, providing reliable income streams for buy-and-hold investors.

Market Profile
Avg: 49/100
Cash Flow4.1% cap
Appreciation-0.1% YoY
Affordability$309K
Occupancy86.6% occ.
Rent Yield6.3%
Employment100.0%
Price vs. Rent Analysis
Price-to-Rent Ratio15.8x
Cash FlowBalancedAppreciation

Balanced market — moderate cash flow with appreciation upside

Median Home Value

Zillow ZHVI

$308,513
Median Monthly Rent

Zillow ZORI

$1,623
Annual Rent
$19,476
Gross Rent Yield

Annual rent ÷ home value

6.3%

Market Details

Housing Stock

5K units

Single-family: 4K

Multifamily: 1K (24.9%)

Investment Metrics

Gross Yield 6.3%

Cap Rate 4.1%

Price-to-Rent 15.8 (Balanced)

Property Tax $1,908/yr

Demographics

Median Income $60,049

Median Age 35.5

Employment 100.0%

Home Value Trends

1-Year Appreciation -0.1%

3-Year Appreciation +14.8%

5-Year Appreciation +54.1%

Rental Market

$1,623/mo

Renter population: 35.3%

Lending Status

Not Available

$150K – $10M · Business purpose

Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis

Community Snapshot
Population12K

782/sq mi

Median Income$60,049

$36,197 per capita

Employment100.0%

2.7% unemployment

Occupancy86.6%

35.3% renters

College Educated31.0%
Median Age: 35.55K Housing UnitsMedian Built: 1976
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Property Details

$308,513
$100K$2M
25% ($77,128)
15%50%
7.50%
6%10%
$1,623

Investment Projection

Monthly Cash Flow

-$381

Cash-on-Cash

-5.9%

DSCR Ratio

1.00

Annual Cash Flow

-$4,566

Monthly P&I: $1,618 | Est. Expenses: $386

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Alcoa Investment Report

Comprehensive city market analysis

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  • Complete market data & demographics
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  • Rental yield analysis by property type
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Your Real Estate CFO

We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your Alcoa deal. Close in 28 days or we pay you $1,000.

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Transactions Advised

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Flexible Financing for Every Deal

All products below are eligible for our 28-day close guarantee.

Bridge Loans

Bridge Loans

Short-term financing for acquisitions, refinancing, or repositioning

  • 12-24 month terms
  • Up to 80% LTV
  • Interest-only payments
  • Flexible prepayment
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Fix & Flip

Fix & Flip

Fast funding for property renovation and resale

  • 6-18 month terms
  • Up to 90% of purchase + rehab
  • Fast closings
  • Interest-only payments
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Ground-Up Construction

Ground-Up Construction

Financing for new development projects from land to completion

  • 12-36 month terms
  • Up to 90% of costs
  • Progress-based draws
  • Interest-only payments
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DSCR Rental

DSCR Rental

Long-term financing for single-family rentals and portfolio acquisitions

  • 5-30 year terms
  • Up to 85% LTV
  • Portfolio options
  • No personal income docs
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Larger Deals

Multifamily & Build-to-Rent

For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.

Multifamily
Up to $50M

Multifamily

Permanent and bridge financing for apartment buildings and complexes — 5 units and up.

  • Up to $50M
  • 5–30 year terms
  • Up to 80% LTV
  • Bridge and permanent options
  • Interest-only available
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Build-to-Rent Communities
Up to $50M

Build-to-Rent Communities

Institutional financing for single-family rental community developments from land to stabilization.

  • Up to $50M
  • Construction through permanent
  • Community-scale underwriting
  • Progress-based draw schedule
  • Custom closing timeline
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Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.

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We structure, source, and close financing for your investment properties. Let us help you capitalize on Alcoa opportunities.

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Term Sheet

$150K-$10M

Loan Range

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