USDV Capital
Aberdeen real estate

Aberdeen

Aberdeen, Brown County · Aberdeen, SD

Median Home Value

$236,161

+6.7%

Est. Cap Rate

3.2%

Based on rent yield × 65%

Vacancy Rate

7.9%

58% owner-occupied

Population

28K

Median income: $63,715

C+
51/100Hold

Investment ScoreAberdeen

Composite score based on cap rate, rent yield, affordability, occupancy, and appreciation

Cap Rate3.2%
Rent Yield4.9%
Affordability$236,161
Occupancy92.1%
Appreciation6.7%

Aberdeen Investment Analysis

Aberdeen (population 28K) offers median home values of $236,161 — positioning it as an affordable entry point for investors. With a 3.2% cap rate, Aberdeen is primarily an appreciation play. Investors here are betting on long-term value growth rather than immediate cash flow. Strong 6.7% year-over-year appreciation signals continued demand — act before prices climb further. A healthy 42% renter population supports median rents of $964/month, providing reliable income streams for buy-and-hold investors. Aberdeen's housing stock is 39% multifamily — indicating strong institutional investor interest and potential for 2-4 unit or small multifamily acquisitions.

Market Profile
Avg: 57/100
Cash Flow3.2% cap
Appreciation6.7% YoY
Affordability$236K
Occupancy92.1% occ.
Rent Yield4.9%
Employment99.9%
Price vs. Rent Analysis
Price-to-Rent Ratio20.4x
Cash FlowBalancedAppreciation

Balanced market — moderate cash flow with appreciation upside

Median Home Value

Zillow ZHVI

$236,161
Median Monthly Rent

Zillow ZORI

$964
Annual Rent
$11,568
Gross Rent Yield

Annual rent ÷ home value

4.9%

Market Details

Housing Stock

13K units

Single-family: 7K

Multifamily: 5K (38.7%)

Investment Metrics

Gross Yield 4.9%

Cap Rate 3.2%

Price-to-Rent 20.4 (Favors renting)

Property Tax $2,691/yr

Demographics

Median Income $63,715

Median Age 35.8

Employment 99.9%

Home Value Trends

1-Year Appreciation +6.7%

3-Year Appreciation +13.1%

5-Year Appreciation +30.0%

Rental Market

$964/mo

Renter population: 41.6%

Lending Status

Not Available

$150K – $10M · Business purpose

Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis

Community Snapshot
Population28K

2K/sq mi

Median Income$63,715

$36,668 per capita

Employment99.9%

4.2% unemployment

Occupancy92.1%

41.6% renters

College Educated33.6%
Median Age: 35.813K Housing UnitsMedian Built: 1972
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Property Details

$236,161
$100K$2M
25% ($59,040)
15%50%
7.50%
6%10%
$964

Investment Projection

Monthly Cash Flow

-$570

Cash-on-Cash

-11.6%

DSCR Ratio

0.78

Annual Cash Flow

-$6,836

Monthly P&I: $1,238 | Est. Expenses: $295

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Aberdeen Investment Report

Comprehensive city market analysis

+12.4%
$485K
8.2%
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Make data-driven investment decisions with our comprehensive city report, including pricing trends, rental yields, and DSCR loan scenarios.

  • Complete market data & demographics
  • 5-year price appreciation trends
  • Rental yield analysis by property type
  • Investment opportunity score
  • Comparable market benchmarks
  • DSCR loan scenario modeling

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Your Real Estate CFO

We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your Aberdeen deal. Close in 28 days or we pay you $1,000.

$1.3B+

Transactions Advised

42

States Active

28 Days

Or $1,000 Guarantee

Flexible Financing for Every Deal

All products below are eligible for our 28-day close guarantee.

Bridge Loans

Bridge Loans

Short-term financing for acquisitions, refinancing, or repositioning

  • 12-24 month terms
  • Up to 80% LTV
  • Interest-only payments
  • Flexible prepayment
Get Pre-Qualified
Fix & Flip

Fix & Flip

Fast funding for property renovation and resale

  • 6-18 month terms
  • Up to 90% of purchase + rehab
  • Fast closings
  • Interest-only payments
Get Pre-Qualified
Ground-Up Construction

Ground-Up Construction

Financing for new development projects from land to completion

  • 12-36 month terms
  • Up to 90% of costs
  • Progress-based draws
  • Interest-only payments
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DSCR Rental

DSCR Rental

Long-term financing for single-family rentals and portfolio acquisitions

  • 5-30 year terms
  • Up to 85% LTV
  • Portfolio options
  • No personal income docs
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Larger Deals

Multifamily & Build-to-Rent

For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.

Multifamily
Up to $50M

Multifamily

Permanent and bridge financing for apartment buildings and complexes — 5 units and up.

  • Up to $50M
  • 5–30 year terms
  • Up to 80% LTV
  • Bridge and permanent options
  • Interest-only available
Schedule a Consultation
Build-to-Rent Communities
Up to $50M

Build-to-Rent Communities

Institutional financing for single-family rental community developments from land to stabilization.

  • Up to $50M
  • Construction through permanent
  • Community-scale underwriting
  • Progress-based draw schedule
  • Custom closing timeline
Schedule a Consultation

Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.

Your Real Estate CFO

We structure, source, and close financing for your investment properties. Let us help you capitalize on Aberdeen opportunities.

48-Hour

Term Sheet

$150K-$10M

Loan Range

28-Day

Close Guarantee

$1,000 GUARANTEE

If we can't close in 28 days, we pay you $1,000