Puerto Rico
Opportunity ZonePuerto Rico real estate investment market
Est. Cap Rate
3.5%
Based on rent yield × 65%
Vacancy Rate
21.3%
68% owner-occupied
Population
3.3M
Median income: $25,096
Puerto Rico Investment Analysis
With a 3.5% cap rate, Puerto Rico is primarily an appreciation play. Investors here are betting on long-term value growth rather than immediate cash flow. A healthy 32% renter population supports median rents of $562/month, providing reliable income streams for buy-and-hold investors.
Market Details
Housing Stock
1.6M units
Single-family: 1.1M
Multifamily: 303K (19.2%)
Investment Metrics
Gross Yield 5.4%
Cap Rate 3.5%
Price-to-Rent 18.5 (Balanced)
Property Tax $627/yr
Demographics
Median Income $25,096
Median Age 44.2
Employment 99.7%
Rental Market
$562/mo
Renter population: 31.9%
Lending Status
Not Available
$150K – $10M · Business purpose
Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis
Investor Resources — Puerto Rico
Key government departments and regulatory contacts for real estate investors
Contractor Licensing
Puerto Rico Department of Consumer Affairs (DACO) - Contractor Registry
All contractors must register with DACO; also regulated by PR College of Engineers
Eviction Court
Tribunal de Primera Instancia (Court of First Instance)
Desahucio (eviction); hearing within 10 business days of filing; ~30-60 days total process
Real Estate Commission
Junta Examinadora de Corredores, Vendedores y Empresas de Bienes Raices
Under PR Department of State; ext 4310 for real estate board; exams via PCS (888) 773-9266
Rent Control
DACO - Departamento de Asuntos del Consumidor
Limited rent protections under Puerto Rico Civil Code. DACO handles landlord-tenant disputes as part of consumer protection. No comprehensive rent control system comparable to mainland jurisdictions.
Top Counties in Puerto Rico
78 counties by population
San Juan Municipio
Bayamón Municipio
Carolina Municipio
Ponce Municipio
Caguas Municipio
Guaynabo Municipio
Arecibo Municipio
Toa Baja Municipio
Top Neighborhoods in Puerto Rico
18 neighborhoods
Puerto Rico Investment Report
Comprehensive state market analysis
Get the Complete Puerto Rico Market Analysis
Make data-driven investment decisions with our comprehensive state report, including pricing trends, rental yields, and DSCR loan scenarios.
- Complete market data & demographics
- 5-year price appreciation trends
- Rental yield analysis by property type
- Investment opportunity score
- Comparable market benchmarks
- DSCR loan scenario modeling
Top 10 Counties in Puerto Rico for DSCR Investment
Our data team analyzed every countie in Puerto Rico to find the best opportunities for cash-flowing DSCR investments.
Top 10 Counties
Puerto Rico | DSCR Investment
Your Real Estate CFO
We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your Puerto Rico deal. Close in 28 days or we pay you $1,000.
$1.3B+
Transactions Advised
42
States Active
28 Days
Or $1,000 Guarantee
Flexible Financing for Every Deal
All products below are eligible for our 28-day close guarantee.
Bridge Loans
Short-term financing for acquisitions, refinancing, or repositioning
- 12-24 month terms
- Up to 80% LTV
- Interest-only payments
- Flexible prepayment
Fix & Flip
Fast funding for property renovation and resale
- 6-18 month terms
- Up to 90% of purchase + rehab
- Fast closings
- Interest-only payments
Ground-Up Construction
Financing for new development projects from land to completion
- 12-36 month terms
- Up to 90% of costs
- Progress-based draws
- Interest-only payments
DSCR Rental
Long-term financing for single-family rentals and portfolio acquisitions
- 5-30 year terms
- Up to 85% LTV
- Portfolio options
- No personal income docs
Larger Deals
Multifamily & Build-to-Rent
For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.
Multifamily
Permanent and bridge financing for apartment buildings and complexes — 5 units and up.
- Up to $50M
- 5–30 year terms
- Up to 80% LTV
- Bridge and permanent options
- Interest-only available
Build-to-Rent Communities
Institutional financing for single-family rental community developments from land to stabilization.
- Up to $50M
- Construction through permanent
- Community-scale underwriting
- Progress-based draw schedule
- Custom closing timeline
Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.
Your Real Estate CFO
We structure, source, and close financing for your investment properties. Let us help you capitalize on Puerto Rico opportunities.
48-Hour
Term Sheet
$150K-$10M
Loan Range
28-Day
Close Guarantee
$1,000 GUARANTEE
If we can't close in 28 days, we pay you $1,000