USDV Capital
Dickinson real estate

Dickinson

Dickinson, Stark County · Dickinson, ND

Median Home Value

$315,324

+6.3%

Est. Cap Rate

3.1%

Based on rent yield × 65%

Vacancy Rate

13.7%

58% owner-occupied

Population

25K

Median income: $76,964

C
41/100Hold

Investment ScoreDickinson

Composite score based on cap rate, rent yield, affordability, occupancy, and appreciation

Cap Rate3.1%
Rent Yield4.8%
Affordability$315,324
Occupancy86.3%
Appreciation6.3%

Dickinson Investment Analysis

Dickinson (population 25K) offers median home values of $315,324 — positioning it as a mid-range opportunity for investors. With a 3.1% cap rate, Dickinson is primarily an appreciation play. Investors here are betting on long-term value growth rather than immediate cash flow. Strong 6.3% year-over-year appreciation signals continued demand — act before prices climb further. A healthy 42% renter population supports median rents of $1,249/month, providing reliable income streams for buy-and-hold investors. Dickinson's housing stock is 37% multifamily — indicating strong institutional investor interest and potential for 2-4 unit or small multifamily acquisitions.

Market Profile
Avg: 49/100
Cash Flow3.1% cap
Appreciation6.3% YoY
Affordability$315K
Occupancy86.3% occ.
Rent Yield4.8%
Employment100.0%
Price vs. Rent Analysis
Price-to-Rent Ratio21.0x
Cash FlowBalancedAppreciation

Appreciation-driven market — growth potential offsets thinner cash flow

Median Home Value

Zillow ZHVI

$315,324
Median Monthly Rent

Zillow ZORI

$1,249
Annual Rent
$14,988
Gross Rent Yield

Annual rent ÷ home value

4.8%

Market Details

Housing Stock

12K units

Single-family: 6K

Multifamily: 4K (36.8%)

Investment Metrics

Gross Yield 4.8%

Cap Rate 3.1%

Price-to-Rent 21.0 (Favors renting)

Property Tax $2,475/yr

Demographics

Median Income $76,964

Median Age 33.3

Employment 100.0%

Home Value Trends

1-Year Appreciation +6.3%

3-Year Appreciation +17.8%

5-Year Appreciation +25.0%

Rental Market

$1,249/mo

Renter population: 41.8%

Lending Status

Not Available

$150K – $10M · Business purpose

Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis

Community Snapshot
Population25K

2K/sq mi

Median Income$76,964

$39,596 per capita

Employment100.0%

3.2% unemployment

Occupancy86.3%

41.8% renters

College Educated27.4%
Median Age: 33.312K Housing UnitsMedian Built: 1988
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Property Details

$315,324
$100K$2M
25% ($78,831)
15%50%
7.50%
6%10%
$1,249

Investment Projection

Monthly Cash Flow

-$799

Cash-on-Cash

-12.2%

DSCR Ratio

0.76

Annual Cash Flow

-$9,585

Monthly P&I: $1,654 | Est. Expenses: $394

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Dickinson Investment Report

Comprehensive city market analysis

+12.4%
$485K
8.2%
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Make data-driven investment decisions with our comprehensive city report, including pricing trends, rental yields, and DSCR loan scenarios.

  • Complete market data & demographics
  • 5-year price appreciation trends
  • Rental yield analysis by property type
  • Investment opportunity score
  • Comparable market benchmarks
  • DSCR loan scenario modeling

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Your Real Estate CFO

We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your Dickinson deal. Close in 28 days or we pay you $1,000.

$1.3B+

Transactions Advised

42

States Active

28 Days

Or $1,000 Guarantee

Flexible Financing for Every Deal

All products below are eligible for our 28-day close guarantee.

Bridge Loans

Bridge Loans

Short-term financing for acquisitions, refinancing, or repositioning

  • 12-24 month terms
  • Up to 80% LTV
  • Interest-only payments
  • Flexible prepayment
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Fix & Flip

Fix & Flip

Fast funding for property renovation and resale

  • 6-18 month terms
  • Up to 90% of purchase + rehab
  • Fast closings
  • Interest-only payments
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Ground-Up Construction

Ground-Up Construction

Financing for new development projects from land to completion

  • 12-36 month terms
  • Up to 90% of costs
  • Progress-based draws
  • Interest-only payments
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DSCR Rental

DSCR Rental

Long-term financing for single-family rentals and portfolio acquisitions

  • 5-30 year terms
  • Up to 85% LTV
  • Portfolio options
  • No personal income docs
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Larger Deals

Multifamily & Build-to-Rent

For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.

Multifamily
Up to $50M

Multifamily

Permanent and bridge financing for apartment buildings and complexes — 5 units and up.

  • Up to $50M
  • 5–30 year terms
  • Up to 80% LTV
  • Bridge and permanent options
  • Interest-only available
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Build-to-Rent Communities
Up to $50M

Build-to-Rent Communities

Institutional financing for single-family rental community developments from land to stabilization.

  • Up to $50M
  • Construction through permanent
  • Community-scale underwriting
  • Progress-based draw schedule
  • Custom closing timeline
Schedule a Consultation

Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.

Your Real Estate CFO

We structure, source, and close financing for your investment properties. Let us help you capitalize on Dickinson opportunities.

48-Hour

Term Sheet

$150K-$10M

Loan Range

28-Day

Close Guarantee

$1,000 GUARANTEE

If we can't close in 28 days, we pay you $1,000