USDV Capital
Lidgerwood real estate

Lidgerwood

Lidgerwood, Richland County · Wahpeton, ND-MN

Median Home Value

$129,987

-17.5%

Est. Cap Rate

4.2%

Based on rent yield × 65%

Vacancy Rate

21.8%

75% owner-occupied

Population

673

Median income: $49,750

D
34/100Caution

Investment ScoreLidgerwood

Composite score based on cap rate, rent yield, affordability, occupancy, and appreciation

Cap Rate4.2%
Rent Yield6.4%
Affordability$129,987
Occupancy78.2%
Appreciation-17.5%

Lidgerwood Investment Analysis

Lidgerwood is a smaller market (673 residents) with median values at $129,987. The 4.2% cap rate indicates solid cash flow potential with room for value appreciation — a balanced market for both rental and value-add strategies. Home values have declined 17.5% year-over-year, creating potential buying opportunities for investors with a 2-3 year horizon. Lidgerwood's housing stock is 25% multifamily — indicating strong institutional investor interest and potential for 2-4 unit or small multifamily acquisitions.

Market Profile
Avg: 44/100
Cash Flow4.2% cap
Appreciation-17.5% YoY
Affordability$130K
Occupancy78.2% occ.
Rent Yield6.4%
Employment100.0%
Price vs. Rent Analysis
Price-to-Rent Ratio15.5x
Cash FlowBalancedAppreciation

Balanced market — moderate cash flow with appreciation upside

Median Home Value

Zillow ZHVI

$129,987
Median Monthly Rent

Zillow ZORI

$697
Annual Rent
$8,364
Gross Rent Yield

Annual rent ÷ home value

6.4%

Market Details

Housing Stock

403 units

Single-family: 278

Multifamily: 101 (25.1%)

Investment Metrics

Gross Yield 6.4%

Cap Rate 4.2%

Price-to-Rent 15.5 (Balanced)

Property Tax $1,299/yr

Demographics

Median Income $49,750

Median Age 38.3

Employment 100.0%

Home Value Trends

1-Year Appreciation -17.5%

3-Year Appreciation -19.6%

5-Year Appreciation -22.0%

Rental Market

$697/mo

Renter population: 25.4%

Lending Status

Not Available

$150K – $10M · Business purpose

Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis

Community Snapshot
Population673

1K/sq mi

Median Income$49,750

$31,978 per capita

Employment100.0%

2.3% unemployment

Occupancy78.2%

25.4% renters

College Educated19.9%
Median Age: 38.3403 Housing UnitsMedian Built: 1961
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Property Details

$129,987
$100K$2M
25% ($32,497)
15%50%
7.50%
6%10%
$697

Investment Projection

Monthly Cash Flow

-$147

Cash-on-Cash

-5.4%

DSCR Ratio

1.02

Annual Cash Flow

-$1,766

Monthly P&I: $682 | Est. Expenses: $162

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Lidgerwood Investment Report

Comprehensive city market analysis

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Make data-driven investment decisions with our comprehensive city report, including pricing trends, rental yields, and DSCR loan scenarios.

  • Complete market data & demographics
  • 5-year price appreciation trends
  • Rental yield analysis by property type
  • Investment opportunity score
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  • DSCR loan scenario modeling

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Your Real Estate CFO

We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your Lidgerwood deal. Close in 28 days or we pay you $1,000.

$1.3B+

Transactions Advised

42

States Active

28 Days

Or $1,000 Guarantee

Flexible Financing for Every Deal

All products below are eligible for our 28-day close guarantee.

Bridge Loans

Bridge Loans

Short-term financing for acquisitions, refinancing, or repositioning

  • 12-24 month terms
  • Up to 80% LTV
  • Interest-only payments
  • Flexible prepayment
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Fix & Flip

Fix & Flip

Fast funding for property renovation and resale

  • 6-18 month terms
  • Up to 90% of purchase + rehab
  • Fast closings
  • Interest-only payments
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Ground-Up Construction

Ground-Up Construction

Financing for new development projects from land to completion

  • 12-36 month terms
  • Up to 90% of costs
  • Progress-based draws
  • Interest-only payments
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DSCR Rental

DSCR Rental

Long-term financing for single-family rentals and portfolio acquisitions

  • 5-30 year terms
  • Up to 85% LTV
  • Portfolio options
  • No personal income docs
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Larger Deals

Multifamily & Build-to-Rent

For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.

Multifamily
Up to $50M

Multifamily

Permanent and bridge financing for apartment buildings and complexes — 5 units and up.

  • Up to $50M
  • 5–30 year terms
  • Up to 80% LTV
  • Bridge and permanent options
  • Interest-only available
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Build-to-Rent Communities
Up to $50M

Build-to-Rent Communities

Institutional financing for single-family rental community developments from land to stabilization.

  • Up to $50M
  • Construction through permanent
  • Community-scale underwriting
  • Progress-based draw schedule
  • Custom closing timeline
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Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.

Your Real Estate CFO

We structure, source, and close financing for your investment properties. Let us help you capitalize on Lidgerwood opportunities.

48-Hour

Term Sheet

$150K-$10M

Loan Range

28-Day

Close Guarantee

$1,000 GUARANTEE

If we can't close in 28 days, we pay you $1,000