USDV Capital
Harrells real estate

Harrells

Restricted

Harrells, Sampson County

Median Home Value

$152,857

-0.4%

Est. Cap Rate

3.7%

Based on rent yield × 65%

Vacancy Rate

29.6%

74% owner-occupied

Population

220

Median income: $68,393

D
35/100Caution

Investment ScoreHarrells

Composite score based on cap rate, rent yield, affordability, occupancy, and appreciation

Cap Rate3.7%
Rent Yield5.7%
Affordability$152,857
Occupancy70.4%
Appreciation-0.4%

Harrells Investment Analysis

Harrells is a smaller market (220 residents) with median values at $152,857. With a 3.7% cap rate, Harrells is primarily an appreciation play. Investors here are betting on long-term value growth rather than immediate cash flow. A modest 0.4% year-over-year decline suggests the market is cooling — favorable for buyers negotiating from strength.

Market Profile
Avg: 44/100
Cash Flow3.7% cap
Appreciation-0.4% YoY
Affordability$153K
Occupancy70.4% occ.
Rent Yield5.7%
Employment100.0%
Price vs. Rent Analysis
Price-to-Rent Ratio17.7x
Cash FlowBalancedAppreciation

Balanced market — moderate cash flow with appreciation upside

Median Home Value

Zillow ZHVI

$152,857
Median Monthly Rent

Zillow ZORI

$721
Annual Rent
$8,652
Gross Rent Yield

Annual rent ÷ home value

5.7%

Market Details

Housing Stock

115 units

Single-family: 99

0

Investment Metrics

Gross Yield 5.7%

Cap Rate 3.7%

Price-to-Rent 17.7 (Balanced)

Property Tax $1,319/yr

Demographics

Median Income $68,393

Median Age 38.5

Employment 100.0%

Home Value Trends

1-Year Appreciation -0.4%

3-Year Appreciation +0.7%

5-Year Appreciation +18.1%

Rental Market

$721/mo

Renter population: 25.9%

Lending Status

Restricted

$150K – $10M · Business purpose

Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis

Community Snapshot
Population220

70/sq mi

Median Income$68,393

$33,965 per capita

Employment100.0%

5.2% unemployment

Occupancy70.4%

25.9% renters

College Educated31.1%
Median Age: 38.5115 Housing UnitsMedian Built: 1978
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Property Details

$152,857
$100K$2M
25% ($38,214)
15%50%
7.50%
6%10%
$721

Investment Projection

Monthly Cash Flow

-$272

Cash-on-Cash

-8.5%

DSCR Ratio

0.90

Annual Cash Flow

-$3,260

Monthly P&I: $802 | Est. Expenses: $191

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Harrells Investment Report

Comprehensive city market analysis

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  • Complete market data & demographics
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  • Rental yield analysis by property type
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Your Real Estate CFO

We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your Harrells deal. Close in 28 days or we pay you $1,000.

$1.3B+

Transactions Advised

42

States Active

28 Days

Or $1,000 Guarantee

Flexible Financing for Every Deal

All products below are eligible for our 28-day close guarantee.

Bridge Loans

Bridge Loans

Short-term financing for acquisitions, refinancing, or repositioning

  • 12-24 month terms
  • Up to 80% LTV
  • Interest-only payments
  • Flexible prepayment
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Fix & Flip

Fix & Flip

Fast funding for property renovation and resale

  • 6-18 month terms
  • Up to 90% of purchase + rehab
  • Fast closings
  • Interest-only payments
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Ground-Up Construction

Ground-Up Construction

Financing for new development projects from land to completion

  • 12-36 month terms
  • Up to 90% of costs
  • Progress-based draws
  • Interest-only payments
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DSCR Rental

DSCR Rental

Long-term financing for single-family rentals and portfolio acquisitions

  • 5-30 year terms
  • Up to 85% LTV
  • Portfolio options
  • No personal income docs
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Larger Deals

Multifamily & Build-to-Rent

For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.

Multifamily
Up to $50M

Multifamily

Permanent and bridge financing for apartment buildings and complexes — 5 units and up.

  • Up to $50M
  • 5–30 year terms
  • Up to 80% LTV
  • Bridge and permanent options
  • Interest-only available
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Build-to-Rent Communities
Up to $50M

Build-to-Rent Communities

Institutional financing for single-family rental community developments from land to stabilization.

  • Up to $50M
  • Construction through permanent
  • Community-scale underwriting
  • Progress-based draw schedule
  • Custom closing timeline
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Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.

Your Real Estate CFO

We structure, source, and close financing for your investment properties. Let us help you capitalize on Harrells opportunities.

48-Hour

Term Sheet

$150K-$10M

Loan Range

28-Day

Close Guarantee

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If we can't close in 28 days, we pay you $1,000