USDV Capital
Hertford County real estate

Hertford County

RestrictedOpportunity Zone

Hertford County, Hertford County

Median Home Value

$117,819

+0.4%

Est. Cap Rate

5.3%

Based on rent yield × 65%

Vacancy Rate

15.3%

66% owner-occupied

Population

20K

Median income: $47,472

C+
56/100Hold

Investment ScoreHertford County

Composite score based on cap rate, rent yield, affordability, occupancy, and appreciation

Cap Rate5.3%
Rent Yield8.2%
Affordability$117,819
Occupancy84.7%
Appreciation0.4%

Hertford County Investment Analysis

Hertford County is a smaller market (20K residents) with median values at $117,819. The 5.3% cap rate indicates solid cash flow potential with room for value appreciation — a balanced market for both rental and value-add strategies. Values are stable with 0.4% annual growth, offering predictable returns without overheating risk. A healthy 34% renter population supports median rents of $806/month, providing reliable income streams for buy-and-hold investors.

Market Profile
Avg: 58/100
Cash Flow5.3% cap
Appreciation0.4% YoY
Affordability$118K
Occupancy84.7% occ.
Rent Yield8.2%
Employment99.3%
Price vs. Rent Analysis
Price-to-Rent Ratio12.2x
Cash FlowBalancedAppreciation

Strong cash flow market — rental income exceeds typical carrying costs

Median Home Value

Zillow ZHVI

$117,819
Median Monthly Rent

Zillow ZORI

$806
Annual Rent
$9,672
Gross Rent Yield

Annual rent ÷ home value

8.2%

Market Details

Housing Stock

10K units

Single-family: 7K

Multifamily: 979 (10.0%)

Investment Metrics

Gross Yield 8.2%

Cap Rate 5.3%

Price-to-Rent 12.2 (Favors buying)

Property Tax $1,083/yr

Demographics

Median Income $47,472

Median Age 42.3

Employment 99.3%

Home Value Trends

1-Year Appreciation +0.4%

3-Year Appreciation -2.8%

5-Year Appreciation +11.1%

Rental Market

$806/mo

Renter population: 33.6%

Lending Status

Restricted

$150K – $10M · Business purpose

Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis

Community Snapshot
Population20K

58/sq mi

Median Income$47,472

$27,562 per capita

Employment99.3%

5.2% unemployment

Occupancy84.7%

33.6% renters

College Educated16.7%
Median Age: 42.310K Housing UnitsMedian Built: 1976

Partial Opportunity Zone

Select census tracts in this area are federally designated

Investors in Hertford County may qualify for significant tax advantages under the Opportunity Zones program (IRC §1400Z-2).

Tax Deferral

Defer capital gains taxes by reinvesting into Qualified Opportunity Funds

Step-Up in Basis

10% exclusion on deferred gains after 5 years of holding

Tax-Free Growth

Zero capital gains on QOF appreciation if held 10+ years

Consult a qualified tax advisor to determine eligibility. Opportunity Zone designations are subject to change. USDV Capital finances projects in designated Opportunity Zones — speak with an advisor to explore QOF-eligible structures.

Top Cities in Hertford County

2 cities by population

CityHome Value
AhoskieHertford County$116,955View →
MurfreesboroHertford County$127,981View →
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Property Details

$117,819
$100K$2M
25% ($29,455)
15%50%
7.50%
6%10%
$806

Investment Projection

Monthly Cash Flow

$41

Cash-on-Cash

1.7%

DSCR Ratio

1.30

Annual Cash Flow

$490

Monthly P&I: $618 | Est. Expenses: $147

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Hertford County Investment Report

Comprehensive county market analysis

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Make data-driven investment decisions with our comprehensive county report, including pricing trends, rental yields, and DSCR loan scenarios.

  • Complete market data & demographics
  • 5-year price appreciation trends
  • Rental yield analysis by property type
  • Investment opportunity score
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  • DSCR loan scenario modeling

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Exclusive Guide

Top 10 Cities in Hertford County for DSCR Investment

Our data team analyzed every citie in Hertford County to find the best opportunities for cash-flowing DSCR investments.

Ranked by investment potential score
Includes median prices & rental yields
5-year appreciation forecasts

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Top 10 Cities

Hertford County | DSCR Investment

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Your Real Estate CFO

We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your Hertford County deal. Close in 28 days or we pay you $1,000.

$1.3B+

Transactions Advised

42

States Active

28 Days

Or $1,000 Guarantee

Flexible Financing for Every Deal

All products below are eligible for our 28-day close guarantee.

Bridge Loans

Bridge Loans

Short-term financing for acquisitions, refinancing, or repositioning

  • 12-24 month terms
  • Up to 80% LTV
  • Interest-only payments
  • Flexible prepayment
Get Pre-Qualified
Fix & Flip

Fix & Flip

Fast funding for property renovation and resale

  • 6-18 month terms
  • Up to 90% of purchase + rehab
  • Fast closings
  • Interest-only payments
Get Pre-Qualified
Ground-Up Construction

Ground-Up Construction

Financing for new development projects from land to completion

  • 12-36 month terms
  • Up to 90% of costs
  • Progress-based draws
  • Interest-only payments
Get Pre-Qualified
DSCR Rental

DSCR Rental

Long-term financing for single-family rentals and portfolio acquisitions

  • 5-30 year terms
  • Up to 85% LTV
  • Portfolio options
  • No personal income docs
Get Pre-Qualified

Larger Deals

Multifamily & Build-to-Rent

For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.

Multifamily
Up to $50M

Multifamily

Permanent and bridge financing for apartment buildings and complexes — 5 units and up.

  • Up to $50M
  • 5–30 year terms
  • Up to 80% LTV
  • Bridge and permanent options
  • Interest-only available
Schedule a Consultation
Build-to-Rent Communities
Up to $50M

Build-to-Rent Communities

Institutional financing for single-family rental community developments from land to stabilization.

  • Up to $50M
  • Construction through permanent
  • Community-scale underwriting
  • Progress-based draw schedule
  • Custom closing timeline
Schedule a Consultation

Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.

Your Real Estate CFO

We structure, source, and close financing for your investment properties. Let us help you capitalize on Hertford County opportunities.

48-Hour

Term Sheet

$150K-$10M

Loan Range

28-Day

Close Guarantee

$1,000 GUARANTEE

If we can't close in 28 days, we pay you $1,000