USDV Capital
Lawndale real estate

Lawndale

Restricted

Lawndale, Cleveland County · Shelby, NC

Median Home Value

$73,612

-21.1%

Est. Cap Rate

8.8%

Based on rent yield × 65%

Vacancy Rate

22.8%

64% owner-occupied

Population

585

Median income: $31,691

B
60/100Buy

Investment ScoreLawndale

Composite score based on cap rate, rent yield, affordability, occupancy, and appreciation

Cap Rate8.8%
Rent Yield13.5%
Affordability$73,612
Occupancy77.2%
Appreciation-21.1%

Lawndale Investment Analysis

Lawndale is a smaller market (585 residents) with median values at $73,612. At a 8.8% estimated cap rate, this is a high-yield cash flow market — well above the national average. Ideal for DSCR rental investors seeking immediate returns. Home values have declined 21.1% year-over-year, creating potential buying opportunities for investors with a 2-3 year horizon. A healthy 36% renter population supports median rents of $827/month, providing reliable income streams for buy-and-hold investors.

Market Profile
Avg: 64/100
Cash Flow8.8% cap
Appreciation-21.1% YoY
Affordability$74K
Occupancy77.2% occ.
Rent Yield13.5%
Employment100.0%
Price vs. Rent Analysis
Price-to-Rent Ratio7.4x
Cash FlowBalancedAppreciation

Strong cash flow market — rental income exceeds typical carrying costs

Median Home Value

Zillow ZHVI

$73,612
Median Monthly Rent

Zillow ZORI

$827
Annual Rent
$9,924
Gross Rent Yield

Annual rent ÷ home value

13.5%

Market Details

Housing Stock

294 units

Single-family: 213

Multifamily: 15 (5.1%)

Investment Metrics

Gross Yield 13.5%

Cap Rate 8.8%

Price-to-Rent 7.4 (Favors buying)

Property Tax $762/yr

Demographics

Median Income $31,691

Median Age 36.0

Employment 100.0%

Home Value Trends

1-Year Appreciation -21.1%

3-Year Appreciation -31.0%

Rental Market

$827/mo

Renter population: 35.7%

Lending Status

Restricted

$150K – $10M · Business purpose

Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis

Community Snapshot
Population585

725/sq mi

Median Income$31,691

$21,712 per capita

Employment100.0%

4.7% unemployment

Occupancy77.2%

35.7% renters

College Educated10.1%
Median Age: 36294 Housing UnitsMedian Built: 1957
Investment Calculator

Calculate Your Lawndale Investment Returns

Run the numbers on any property. Get your full analysis emailed to you instantly.

Property Details

$73,612
$100K$2M
25% ($18,403)
15%50%
7.50%
6%10%
$827

Investment Projection

Monthly Cash Flow

$349

Cash-on-Cash

22.8%

DSCR Ratio

2.14

Annual Cash Flow

$4,187

Monthly P&I: $386 | Est. Expenses: $92

Get Your Full Analysis

Receive a detailed PDF with 5-year projections, tax implications, and financing scenarios.

We respect your privacy. Unsubscribe at any time.

Lawndale Investment Report

Comprehensive city market analysis

+12.4%
$485K
8.2%
Enter email to unlock full report
Free Investment Report

Get the Complete Lawndale Market Analysis

Make data-driven investment decisions with our comprehensive city report, including pricing trends, rental yields, and DSCR loan scenarios.

  • Complete market data & demographics
  • 5-year price appreciation trends
  • Rental yield analysis by property type
  • Investment opportunity score
  • Comparable market benchmarks
  • DSCR loan scenario modeling

By submitting, you agree to receive investment insights from USDV Capital. Unsubscribe anytime.

Your Real Estate CFO

We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your Lawndale deal. Close in 28 days or we pay you $1,000.

$1.3B+

Transactions Advised

42

States Active

28 Days

Or $1,000 Guarantee

Flexible Financing for Every Deal

All products below are eligible for our 28-day close guarantee.

Bridge Loans

Bridge Loans

Short-term financing for acquisitions, refinancing, or repositioning

  • 12-24 month terms
  • Up to 80% LTV
  • Interest-only payments
  • Flexible prepayment
Get Pre-Qualified
Fix & Flip

Fix & Flip

Fast funding for property renovation and resale

  • 6-18 month terms
  • Up to 90% of purchase + rehab
  • Fast closings
  • Interest-only payments
Get Pre-Qualified
Ground-Up Construction

Ground-Up Construction

Financing for new development projects from land to completion

  • 12-36 month terms
  • Up to 90% of costs
  • Progress-based draws
  • Interest-only payments
Get Pre-Qualified
DSCR Rental

DSCR Rental

Long-term financing for single-family rentals and portfolio acquisitions

  • 5-30 year terms
  • Up to 85% LTV
  • Portfolio options
  • No personal income docs
Get Pre-Qualified

Larger Deals

Multifamily & Build-to-Rent

For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.

Multifamily
Up to $50M

Multifamily

Permanent and bridge financing for apartment buildings and complexes — 5 units and up.

  • Up to $50M
  • 5–30 year terms
  • Up to 80% LTV
  • Bridge and permanent options
  • Interest-only available
Schedule a Consultation
Build-to-Rent Communities
Up to $50M

Build-to-Rent Communities

Institutional financing for single-family rental community developments from land to stabilization.

  • Up to $50M
  • Construction through permanent
  • Community-scale underwriting
  • Progress-based draw schedule
  • Custom closing timeline
Schedule a Consultation

Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.

Your Real Estate CFO

We structure, source, and close financing for your investment properties. Let us help you capitalize on Lawndale opportunities.

48-Hour

Term Sheet

$150K-$10M

Loan Range

28-Day

Close Guarantee

$1,000 GUARANTEE

If we can't close in 28 days, we pay you $1,000