New Hampshire
Active LendingOpportunity ZoneNew Hampshire real estate investment market
Median Home Value
$495,256
Est. Cap Rate
2.2%
Based on rent yield × 65%
Vacancy Rate
14.4%
73% owner-occupied
Population
1.4M
Median income: $95,628
New Hampshire Investment Analysis
New Hampshire is a major metropolitan market with 1.4M residents and a median home value of $495,256. The 2.2% cap rate positions New Hampshire as a premium appreciation market where equity growth drives returns. Values are stable with 2.7% annual growth, offering predictable returns without overheating risk. New Hampshire's housing stock is 26% multifamily — indicating strong institutional investor interest and potential for 2-4 unit or small multifamily acquisitions. As your Real Estate CFO, we recommend exploring bridge financing for repositioning in New Hampshire. Get pre-qualified for $150K–$10M in financing — term sheet in 48 hours.
Market Details
Housing Stock
644K units
Single-family: 408K
Multifamily: 167K (26.0%)
Investment Metrics
Gross Yield 3.4%
Cap Rate 2.2%
Price-to-Rent 29.0 (Favors renting)
Property Tax $6,505/yr
Demographics
Median Income $95,628
Median Age 43.2
Employment 99.8%
Home Value Trends
1-Year Appreciation +2.7%
3-Year Appreciation +17.9%
5-Year Appreciation +48.7%
Rental Market
$1,423/mo
Renter population: 27.5%
Lending Status
Active Lending
$150K – $10M · Business purpose
Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis
Investor Resources — New Hampshire
Key government departments and regulatory contacts for real estate investors
Contractor Licensing
New Hampshire Office of Professional Licensure and Certification
No state-level general contractor license; only electricians and plumbers licensed at state level; regulated at local level
Eviction Court
Circuit Court - District Division
7-day notice to pay or quit; ~30-45 days total; possessory action
Real Estate Commission
New Hampshire Real Estate Commission
Under Office of Professional Licensure & Certification; Concord
Investment Strategy Assessment
How New Hampshire performs for each investment strategy
DSCR Rental
ChallengingNew Hampshire's 2.2% cap rate suggests an appreciation-focused market. Consider value-add strategies to improve cash flow.
- Up to 85% LTV
- No income verification
- 5-30 year terms
Fix & Flip
ModerateVacancy at 14.4% — factor in longer hold times when modeling your flip ROI in New Hampshire.
- Up to 90% of purchase + rehab
- 6-18 month terms
- Draw schedule for rehab
Bridge / Value-Add
Strong MatchBridge financing works in any market condition. Use it for acquisitions, refinances, or transitional properties in New Hampshire while you stabilize or reposition.
- Up to 80% LTV
- 12-24 month terms
- Interest-only payments
Top Counties in New Hampshire
10 counties by population
Hillsborough County
Rockingham County
Merrimack County
Strafford County
Grafton County
Cheshire County
Belknap County
Carroll County
Top Cities in New Hampshire
100 cities by population
| City | Population | Home Value | Cap Rate | |
|---|---|---|---|---|
| ManchesterHillsborough County | 115K | $427,321 | 3.6% | View → |
| NashuaHillsborough County | 91K | $493,620 | 3.4% | View → |
| ConcordMerrimack County | 44K | $436,675 | 3.3% | View → |
| DoverStrafford County | 33K | $524,526 | 3.3% | View → |
| RochesterStrafford County | 33K | $388,515 | 4.0% | View → |
| KeeneCheshire County | 23K | $338,188 | 4.4% | View → |
| PortsmouthRockingham County | 22K | $775,217 | 2.7% | View → |
| DerryRockingham County | 22K | $483,915 | 3.3% | View → |
| LaconiaBelknap County | 17K | $424,776 | 2.9% | View → |
| LebanonGrafton County | 15K | $446,463 | 4.6% | View → |
| ClaremontSullivan County | 13K | $270,279 | 4.6% | View → |
| LondonderryRockingham County | 12K | $596,462 | 2.5% | View → |
| SomersworthStrafford County | 12K | $429,600 | 2.5% | View → |
| DurhamStrafford County | 11K | $672,668 | 1.6% | View → |
| ExeterRockingham County | 10K | $594,403 | 2.1% | View → |
Top Neighborhoods in New Hampshire
30 neighborhoods
Corey Square
Crystal Lake
Downtown
East Merrimack
Eaton Heights
Gaslight/Warehouse District
Goffs Falls
Green Acres
Hallsville
Hanover Hill
Highlands
Bakersville
New Hampshire Investment Report
Comprehensive state market analysis
Get the Complete New Hampshire Market Analysis
Make data-driven investment decisions with our comprehensive state report, including pricing trends, rental yields, and DSCR loan scenarios.
- Complete market data & demographics
- 5-year price appreciation trends
- Rental yield analysis by property type
- Investment opportunity score
- Comparable market benchmarks
- DSCR loan scenario modeling
Top 10 Counties in New Hampshire for DSCR Investment
Our data team analyzed every countie in New Hampshire to find the best opportunities for cash-flowing DSCR investments.
Top 10 Counties
New Hampshire | DSCR Investment
Your Real Estate CFO
We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your New Hampshire deal. Close in 28 days or we pay you $1,000.
$1.3B+
Transactions Advised
42
States Active
28 Days
Or $1,000 Guarantee
Flexible Financing for Every Deal
All products below are eligible for our 28-day close guarantee.
Bridge Loans
Short-term financing for acquisitions, refinancing, or repositioning
- 12-24 month terms
- Up to 80% LTV
- Interest-only payments
- Flexible prepayment
Fix & Flip
Fast funding for property renovation and resale
- 6-18 month terms
- Up to 90% of purchase + rehab
- Fast closings
- Interest-only payments
Ground-Up Construction
Financing for new development projects from land to completion
- 12-36 month terms
- Up to 90% of costs
- Progress-based draws
- Interest-only payments
DSCR Rental
Long-term financing for single-family rentals and portfolio acquisitions
- 5-30 year terms
- Up to 85% LTV
- Portfolio options
- No personal income docs
Larger Deals
Multifamily & Build-to-Rent
For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.
Multifamily
Permanent and bridge financing for apartment buildings and complexes — 5 units and up.
- Up to $50M
- 5–30 year terms
- Up to 80% LTV
- Bridge and permanent options
- Interest-only available
Build-to-Rent Communities
Institutional financing for single-family rental community developments from land to stabilization.
- Up to $50M
- Construction through permanent
- Community-scale underwriting
- Progress-based draw schedule
- Custom closing timeline
Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.
Your Real Estate CFO
We structure, source, and close financing for your investment properties. Let us help you capitalize on New Hampshire opportunities.
48-Hour
Term Sheet
$150K-$10M
Loan Range
28-Day
Close Guarantee
$1,000 GUARANTEE
If we can't close in 28 days, we pay you $1,000