USDV Capital
Lilbourn real estate

Lilbourn

Active Lending

Lilbourn, New Madrid County

Median Home Value

$60,752

-5.9%

Est. Cap Rate

8.9%

Based on rent yield × 65%

Vacancy Rate

23.4%

60% owner-occupied

Population

1K

Median income: $41,250

B
60/100Buy

Investment ScoreLilbourn

Composite score based on cap rate, rent yield, affordability, occupancy, and appreciation

Cap Rate8.9%
Rent Yield13.7%
Affordability$60,752
Occupancy76.6%
Appreciation-5.9%

Lilbourn Investment Analysis

Lilbourn is a smaller market (1K residents) with median values at $60,752. At a 8.9% estimated cap rate, this is a high-yield cash flow market — well above the national average. Ideal for DSCR rental investors seeking immediate returns. Home values have declined 5.9% year-over-year, creating potential buying opportunities for investors with a 2-3 year horizon. A healthy 40% renter population supports median rents of $692/month, providing reliable income streams for buy-and-hold investors. As your Real Estate CFO, we recommend exploring DSCR rental acquisition in Lilbourn. Get pre-qualified for $150K–$10M in financing — term sheet in 48 hours.

Market Profile
Avg: 64/100
Cash Flow8.9% cap
Appreciation-5.9% YoY
Affordability$61K
Occupancy76.6% occ.
Rent Yield13.7%
Employment99.5%
Price vs. Rent Analysis
Price-to-Rent Ratio7.3x
Cash FlowBalancedAppreciation

Strong cash flow market — rental income exceeds typical carrying costs

Median Home Value

Zillow ZHVI

$60,752
Median Monthly Rent

Zillow ZORI

$692
Annual Rent
$8,304
Gross Rent Yield

Annual rent ÷ home value

13.7%

Market Details

Housing Stock

431 units

Single-family: 348

Multifamily: 52 (12.1%)

Investment Metrics

Gross Yield 13.7%

Cap Rate 8.9%

Price-to-Rent 7.3 (Favors buying)

Property Tax $658/yr

Demographics

Median Income $41,250

Median Age 35.5

Employment 99.5%

Home Value Trends

1-Year Appreciation -5.9%

3-Year Appreciation +2.9%

5-Year Appreciation +31.2%

Rental Market

$692/mo

Renter population: 39.7%

Lending Status

Active Lending

$150K – $10M · Business purpose

Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis

Community Snapshot
Population1K

1K/sq mi

Median Income$41,250

$20,505 per capita

Employment99.5%

2.7% unemployment

Occupancy76.6%

39.7% renters

College Educated10.6%
Median Age: 35.5431 Housing UnitsMedian Built: 1972

Investment Strategy Assessment

How Lilbourn performs for each investment strategy

DSCR Rental

Strong Match

With a 8.9% cap rate and 39.7% renter population, Lilbourn offers strong cash flow potential for buy-and-hold investors.

  • Up to 85% LTV
  • No income verification
  • 5-30 year terms

Fix & Flip

Higher Risk

Vacancy at 23.4% — factor in longer hold times when modeling your flip ROI in Lilbourn.

  • Up to 90% of purchase + rehab
  • 6-18 month terms
  • Draw schedule for rehab

Bridge / Value-Add

Strong Match

Bridge financing works in any market condition. Use it for acquisitions, refinances, or transitional properties in Lilbourn while you stabilize or reposition.

  • Up to 80% LTV
  • 12-24 month terms
  • Interest-only payments
Investment Calculator

Calculate Your Lilbourn Investment Returns

Run the numbers on any property. Get your full analysis emailed to you instantly.

Property Details

$60,752
$100K$2M
25% ($15,188)
15%50%
7.50%
6%10%
$692

Investment Projection

Monthly Cash Flow

$297

Cash-on-Cash

23.5%

DSCR Ratio

2.17

Annual Cash Flow

$3,570

Monthly P&I: $319 | Est. Expenses: $76

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Lilbourn Investment Report

Comprehensive city market analysis

+12.4%
$485K
8.2%
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Free Investment Report

Get the Complete Lilbourn Market Analysis

Make data-driven investment decisions with our comprehensive city report, including pricing trends, rental yields, and DSCR loan scenarios.

  • Complete market data & demographics
  • 5-year price appreciation trends
  • Rental yield analysis by property type
  • Investment opportunity score
  • Comparable market benchmarks
  • DSCR loan scenario modeling

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Financing Comparison

Compare Your Financing Options for Lilbourn

Not all investment loans are created equal. See how DSCR loans stack up against traditional financing.

Recommended

DSCR Loan

USDV Capital

No income verification
Close in 28 days
Self-employed friendly
Multiple properties allowed
Rates from 6.5%
Rate

6.5% - 8.5%

Max LTV

Up to 80%

Conventional Loan

Traditional Banks

No income verification
Close in 28 days
Self-employed friendly
Multiple properties allowed
Best rates available
Rate

6.0% - 7.5%

Max LTV

Up to 80%

Hard Money

Private Lenders

No income verification
Close in 28 days
Self-employed friendly
Long-term hold
Competitive rates
Rate

10% - 15%

Max LTV

Up to 70%

Get the Complete Financing Guide

Download our comprehensive guide covering DSCR loans, conventional financing, hard money, bridge loans, and more. Includes rate comparisons, qualification requirements, and scenario-based recommendations.

  • 20+ page PDF guide
  • Rate comparison charts
  • Qualification checklists

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Your Real Estate CFO

We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your Lilbourn deal. Close in 28 days or we pay you $1,000.

$1.3B+

Transactions Advised

42

States Active

28 Days

Or $1,000 Guarantee

Flexible Financing for Every Deal

All products below are eligible for our 28-day close guarantee.

Bridge Loans

Bridge Loans

Short-term financing for acquisitions, refinancing, or repositioning

  • 12-24 month terms
  • Up to 80% LTV
  • Interest-only payments
  • Flexible prepayment
Get Pre-Qualified
Fix & Flip

Fix & Flip

Fast funding for property renovation and resale

  • 6-18 month terms
  • Up to 90% of purchase + rehab
  • Fast closings
  • Interest-only payments
Get Pre-Qualified
Ground-Up Construction

Ground-Up Construction

Financing for new development projects from land to completion

  • 12-36 month terms
  • Up to 90% of costs
  • Progress-based draws
  • Interest-only payments
Get Pre-Qualified
DSCR Rental

DSCR Rental

Long-term financing for single-family rentals and portfolio acquisitions

  • 5-30 year terms
  • Up to 85% LTV
  • Portfolio options
  • No personal income docs
Get Pre-Qualified

Larger Deals

Multifamily & Build-to-Rent

For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.

Multifamily
Up to $50M

Multifamily

Permanent and bridge financing for apartment buildings and complexes — 5 units and up.

  • Up to $50M
  • 5–30 year terms
  • Up to 80% LTV
  • Bridge and permanent options
  • Interest-only available
Schedule a Consultation
Build-to-Rent Communities
Up to $50M

Build-to-Rent Communities

Institutional financing for single-family rental community developments from land to stabilization.

  • Up to $50M
  • Construction through permanent
  • Community-scale underwriting
  • Progress-based draw schedule
  • Custom closing timeline
Schedule a Consultation

Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.

Your Real Estate CFO

We structure, source, and close financing for your investment properties. Let us help you capitalize on Lilbourn opportunities.

48-Hour

Term Sheet

$150K-$10M

Loan Range

28-Day

Close Guarantee

$1,000 GUARANTEE

If we can't close in 28 days, we pay you $1,000