Mississippi
Active LendingOpportunity ZoneMississippi real estate investment market
Median Home Value
$189,895
Est. Cap Rate
3.8%
Based on rent yield × 65%
Vacancy Rate
15.1%
70% owner-occupied
Population
3.0M
Median income: $54,915
Mississippi Investment Analysis
Mississippi is a major metropolitan market with 3.0M residents and a median home value of $189,895. With a 3.8% cap rate, Mississippi is primarily an appreciation play. Investors here are betting on long-term value growth rather than immediate cash flow. Values are stable with 0.2% annual growth, offering predictable returns without overheating risk. A healthy 31% renter population supports median rents of $923/month, providing reliable income streams for buy-and-hold investors. As your Real Estate CFO, we recommend exploring value-add rental or BRRRR strategy in Mississippi. Get pre-qualified for $150K–$10M in financing — term sheet in 48 hours.
Market Details
Housing Stock
1.3M units
Single-family: 924K
Multifamily: 198K (14.8%)
Investment Metrics
Gross Yield 5.8%
Cap Rate 3.8%
Price-to-Rent 17.1 (Balanced)
Property Tax $1,189/yr
Demographics
Median Income $54,915
Median Age 38.4
Employment 99.0%
Home Value Trends
1-Year Appreciation +0.2%
3-Year Appreciation +5.0%
5-Year Appreciation +20.1%
Rental Market
$923/mo
Renter population: 30.5%
Lending Status
Active Lending
$150K – $10M · Business purpose
Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis
Investor Resources — Mississippi
Key government departments and regulatory contacts for real estate investors
Contractor Licensing
Mississippi State Board of Contractors
License required for projects $50K+; toll-free (800) 880-6161; NASCLA accredited
Eviction Court
Justice Court
3-day notice to pay or quit; ~14-30 days total; landlord-friendly
Real Estate Commission
Mississippi Real Estate Commission
Jackson office; Mon-Fri 8am-5pm
Investment Strategy Assessment
How Mississippi performs for each investment strategy
DSCR Rental
ModerateMississippi's 3.8% cap rate suggests an appreciation-focused market. Consider value-add strategies to improve cash flow.
- Up to 85% LTV
- No income verification
- 5-30 year terms
Fix & Flip
Higher RiskVacancy at 15.1% — factor in longer hold times when modeling your flip ROI in Mississippi.
- Up to 90% of purchase + rehab
- 6-18 month terms
- Draw schedule for rehab
Bridge / Value-Add
Strong MatchBridge financing works in any market condition. Use it for acquisitions, refinances, or transitional properties in Mississippi while you stabilize or reposition.
- Up to 80% LTV
- 12-24 month terms
- Interest-only payments
Top Counties in Mississippi
82 counties by population
Hinds County
Harrison County
DeSoto County
Rankin County
Jackson County
Madison County
Lee County
Forrest County
Top Cities in Mississippi
427 cities by population
| City | Population | Home Value | Cap Rate | |
|---|---|---|---|---|
| JacksonHinds County | 150K | $86,017 | 11.6% | View → |
| GulfportHarrison County | 73K | $200,110 | 5.7% | View → |
| SouthavenDeSoto County | 56K | $271,898 | 4.7% | View → |
| BiloxiHarrison County | 49K | $231,544 | 4.6% | View → |
| HattiesburgForrest County | 49K | $218,065 | 4.7% | View → |
| Olive BranchDeSoto County | 47K | $328,147 | 4.6% | View → |
| TupeloLee County | 38K | $203,340 | 4.7% | View → |
| MeridianLauderdale County | 34K | $112,535 | 7.2% | View → |
| GreenvilleWashington County | 29K | $48,875 | 13.1% | View → |
| MadisonMadison County | 28K | $405,873 | 4.5% | View → |
| PearlRankin County | 27K | $206,452 | 5.4% | View → |
| ClintonHinds County | 27K | $230,444 | 5.9% | View → |
| Horn LakeDeSoto County | 27K | $199,189 | 5.9% | View → |
| OxfordLafayette County | 26K | $408,232 | 4.6% | View → |
| StarkvilleOktibbeha County | 26K | $271,769 | 4.3% | View → |
Top Neighborhoods in Mississippi
160 neighborhoods
Mississippi Investment Report
Comprehensive state market analysis
Get the Complete Mississippi Market Analysis
Make data-driven investment decisions with our comprehensive state report, including pricing trends, rental yields, and DSCR loan scenarios.
- Complete market data & demographics
- 5-year price appreciation trends
- Rental yield analysis by property type
- Investment opportunity score
- Comparable market benchmarks
- DSCR loan scenario modeling
Top 10 Counties in Mississippi for DSCR Investment
Our data team analyzed every countie in Mississippi to find the best opportunities for cash-flowing DSCR investments.
Top 10 Counties
Mississippi | DSCR Investment
Your Real Estate CFO
We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your Mississippi deal. Close in 28 days or we pay you $1,000.
$1.3B+
Transactions Advised
42
States Active
28 Days
Or $1,000 Guarantee
Flexible Financing for Every Deal
All products below are eligible for our 28-day close guarantee.
Bridge Loans
Short-term financing for acquisitions, refinancing, or repositioning
- 12-24 month terms
- Up to 80% LTV
- Interest-only payments
- Flexible prepayment
Fix & Flip
Fast funding for property renovation and resale
- 6-18 month terms
- Up to 90% of purchase + rehab
- Fast closings
- Interest-only payments
Ground-Up Construction
Financing for new development projects from land to completion
- 12-36 month terms
- Up to 90% of costs
- Progress-based draws
- Interest-only payments
DSCR Rental
Long-term financing for single-family rentals and portfolio acquisitions
- 5-30 year terms
- Up to 85% LTV
- Portfolio options
- No personal income docs
Larger Deals
Multifamily & Build-to-Rent
For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.
Multifamily
Permanent and bridge financing for apartment buildings and complexes — 5 units and up.
- Up to $50M
- 5–30 year terms
- Up to 80% LTV
- Bridge and permanent options
- Interest-only available
Build-to-Rent Communities
Institutional financing for single-family rental community developments from land to stabilization.
- Up to $50M
- Construction through permanent
- Community-scale underwriting
- Progress-based draw schedule
- Custom closing timeline
Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.
Your Real Estate CFO
We structure, source, and close financing for your investment properties. Let us help you capitalize on Mississippi opportunities.
48-Hour
Term Sheet
$150K-$10M
Loan Range
28-Day
Close Guarantee
$1,000 GUARANTEE
If we can't close in 28 days, we pay you $1,000