Louisiana
Active LendingOpportunity ZoneLouisiana real estate investment market
Median Home Value
$208,930
Est. Cap Rate
3.9%
Based on rent yield × 65%
Vacancy Rate
14.8%
67% owner-occupied
Population
4.6M
Median income: $60,023
Louisiana Investment Analysis
Louisiana is a major metropolitan market with 4.6M residents and a median home value of $208,930. With a 3.9% cap rate, Louisiana is primarily an appreciation play. Investors here are betting on long-term value growth rather than immediate cash flow. A modest 0.2% year-over-year decline suggests the market is cooling — favorable for buyers negotiating from strength. A healthy 33% renter population supports median rents of $1,038/month, providing reliable income streams for buy-and-hold investors. As your Real Estate CFO, we recommend exploring value-add rental or BRRRR strategy in Louisiana. Get pre-qualified for $150K–$10M in financing — term sheet in 48 hours.
Market Details
Housing Stock
2.1M units
Single-family: 1.4M
Multifamily: 398K (19.0%)
Investment Metrics
Gross Yield 6.0%
Cap Rate 3.9%
Price-to-Rent 16.8 (Balanced)
Property Tax $1,146/yr
Demographics
Median Income $60,023
Median Age 37.8
Employment 99.1%
Home Value Trends
1-Year Appreciation -0.2%
3-Year Appreciation -2.3%
5-Year Appreciation +3.1%
Rental Market
$1,038/mo
Renter population: 32.7%
Lending Status
Active Lending
$150K – $10M · Business purpose
Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis
Investor Resources — Louisiana
Key government departments and regulatory contacts for real estate investors
Contractor Licensing
Louisiana State Licensing Board for Contractors
State licensing required; NASCLA accredited
Eviction Court
Justice of the Peace / City Court
5-day notice to pay or quit; ~14-30 days total; eviction by rule; no cure right
Real Estate Commission
Louisiana Real Estate Commission
Toll-free in LA: 1-800-821-4529; Baton Rouge office
Investment Strategy Assessment
How Louisiana performs for each investment strategy
DSCR Rental
ModerateLouisiana's 3.9% cap rate suggests an appreciation-focused market. Consider value-add strategies to improve cash flow.
- Up to 85% LTV
- No income verification
- 5-30 year terms
Fix & Flip
ModerateVacancy at 14.8% — factor in longer hold times when modeling your flip ROI in Louisiana.
- Up to 90% of purchase + rehab
- 6-18 month terms
- Draw schedule for rehab
Bridge / Value-Add
Strong MatchBridge financing works in any market condition. Use it for acquisitions, refinances, or transitional properties in Louisiana while you stabilize or reposition.
- Up to 80% LTV
- 12-24 month terms
- Interest-only payments
Top Counties in Louisiana
64 counties by population
East Baton Rouge Parish
Jefferson Parish
Orleans Parish
St. Tammany Parish
Lafayette Parish
Caddo Parish
Calcasieu Parish
Ouachita Parish
Top Cities in Louisiana
489 cities by population
| City | Population | Home Value | Cap Rate | |
|---|---|---|---|---|
| New OrleansOrleans Parish | 376K | $239,751 | 5.3% | View → |
| Baton RougeEast Baton Rouge Parish | 224K | $224,899 | 4.6% | View → |
| ShreveportCaddo Parish | 183K | $134,461 | 6.8% | View → |
| MetairieJefferson Parish | 139K | $319,799 | 4.0% | View → |
| LafayetteLafayette Parish | 122K | $219,057 | 4.6% | View → |
| Lake CharlesCalcasieu Parish | 82K | $202,231 | 4.4% | View → |
| KennerJefferson Parish | 65K | $266,045 | 4.6% | View → |
| Bossier CityBossier Parish | 63K | $224,059 | 5.0% | View → |
| MonroeOuachita Parish | 47K | $148,254 | 5.1% | View → |
| AlexandriaRapides Parish | 45K | $137,878 | 5.9% | View → |
| PrairievilleAscension Parish | 35K | $332,708 | 4.7% | View → |
| HoumaTerrebonne Parish | 33K | $174,731 | 5.9% | View → |
| MarreroJefferson Parish | 32K | $224,991 | 5.3% | View → |
| Central | 30K | $270,700 | 4.0% | View → |
| SlidellSaint Tammany Parish | 29K | $220,114 | 5.2% | View → |
Top Neighborhoods in Louisiana
154 neighborhoods
Louisiana Investment Report
Comprehensive state market analysis
Get the Complete Louisiana Market Analysis
Make data-driven investment decisions with our comprehensive state report, including pricing trends, rental yields, and DSCR loan scenarios.
- Complete market data & demographics
- 5-year price appreciation trends
- Rental yield analysis by property type
- Investment opportunity score
- Comparable market benchmarks
- DSCR loan scenario modeling
Top 10 Counties in Louisiana for DSCR Investment
Our data team analyzed every countie in Louisiana to find the best opportunities for cash-flowing DSCR investments.
Top 10 Counties
Louisiana | DSCR Investment
Your Real Estate CFO
We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your Louisiana deal. Close in 28 days or we pay you $1,000.
$1.3B+
Transactions Advised
42
States Active
28 Days
Or $1,000 Guarantee
Flexible Financing for Every Deal
All products below are eligible for our 28-day close guarantee.
Bridge Loans
Short-term financing for acquisitions, refinancing, or repositioning
- 12-24 month terms
- Up to 80% LTV
- Interest-only payments
- Flexible prepayment
Fix & Flip
Fast funding for property renovation and resale
- 6-18 month terms
- Up to 90% of purchase + rehab
- Fast closings
- Interest-only payments
Ground-Up Construction
Financing for new development projects from land to completion
- 12-36 month terms
- Up to 90% of costs
- Progress-based draws
- Interest-only payments
DSCR Rental
Long-term financing for single-family rentals and portfolio acquisitions
- 5-30 year terms
- Up to 85% LTV
- Portfolio options
- No personal income docs
Larger Deals
Multifamily & Build-to-Rent
For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.
Multifamily
Permanent and bridge financing for apartment buildings and complexes — 5 units and up.
- Up to $50M
- 5–30 year terms
- Up to 80% LTV
- Bridge and permanent options
- Interest-only available
Build-to-Rent Communities
Institutional financing for single-family rental community developments from land to stabilization.
- Up to $50M
- Construction through permanent
- Community-scale underwriting
- Progress-based draw schedule
- Custom closing timeline
Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.
Your Real Estate CFO
We structure, source, and close financing for your investment properties. Let us help you capitalize on Louisiana opportunities.
48-Hour
Term Sheet
$150K-$10M
Loan Range
28-Day
Close Guarantee
$1,000 GUARANTEE
If we can't close in 28 days, we pay you $1,000