USDV Capital
Decker real estate

Decker

Active Lending

Decker, Knox County · Vincennes, IN

Median Home Value

$140,042

+1.3%

Vacancy Rate

12.1%

91% owner-occupied

Population

204

Median income: $47,188

D
36/100Caution

Investment ScoreDecker

Composite score based on cap rate, rent yield, affordability, occupancy, and appreciation

Cap Rate0.0%
Rent Yield0.0%
Affordability$140,042
Occupancy87.9%
Appreciation1.3%

Decker Investment Analysis

Decker is a smaller market (204 residents) with median values at $140,042. Values are stable with 1.3% annual growth, offering predictable returns without overheating risk.

Market Profile
Avg: 45/100
Cash FlowN/A
Appreciation1.3% YoY
Affordability$140K
Occupancy87.9% occ.
Rent YieldN/A
Employment100.0%

Market Details

Housing Stock

99 units

Single-family: 74

0

Demographics

Median Income $47,188

Median Age 52.7

Employment 100.0%

Home Value Trends

1-Year Appreciation +1.3%

3-Year Appreciation +25.9%

5-Year Appreciation +42.3%

Lending Status

Active Lending

$150K – $10M · Business purpose

Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis

Community Snapshot
Population204

1K/sq mi

Median Income$47,188

$32,682 per capita

Employment100.0%

0.0% unemployment

Occupancy87.9%

9.2% renters

College Educated15.6%
Median Age: 52.799 Housing UnitsMedian Built: 1942
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Property Details

$140,042
$100K$2M
25% ($35,011)
15%50%
7.50%
6%10%
$840

Investment Projection

Monthly Cash Flow

-$69

Cash-on-Cash

-2.4%

DSCR Ratio

1.14

Annual Cash Flow

-$833

Monthly P&I: $734 | Est. Expenses: $175

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Decker Investment Report

Comprehensive city market analysis

+12.4%
$485K
8.2%
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Free Investment Report

Get the Complete Decker Market Analysis

Make data-driven investment decisions with our comprehensive city report, including pricing trends, rental yields, and DSCR loan scenarios.

  • Complete market data & demographics
  • 5-year price appreciation trends
  • Rental yield analysis by property type
  • Investment opportunity score
  • Comparable market benchmarks
  • DSCR loan scenario modeling

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Financing Comparison

Compare Your Financing Options for Decker

Not all investment loans are created equal. See how DSCR loans stack up against traditional financing.

Recommended

DSCR Loan

USDV Capital

No income verification
Close in 28 days
Self-employed friendly
Multiple properties allowed
Rates from 6.5%
Rate

6.5% - 8.5%

Max LTV

Up to 80%

Conventional Loan

Traditional Banks

No income verification
Close in 28 days
Self-employed friendly
Multiple properties allowed
Best rates available
Rate

6.0% - 7.5%

Max LTV

Up to 80%

Hard Money

Private Lenders

No income verification
Close in 28 days
Self-employed friendly
Long-term hold
Competitive rates
Rate

10% - 15%

Max LTV

Up to 70%

Get the Complete Financing Guide

Download our comprehensive guide covering DSCR loans, conventional financing, hard money, bridge loans, and more. Includes rate comparisons, qualification requirements, and scenario-based recommendations.

  • 20+ page PDF guide
  • Rate comparison charts
  • Qualification checklists

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Your Real Estate CFO

We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your Decker deal. Close in 28 days or we pay you $1,000.

$1.3B+

Transactions Advised

42

States Active

28 Days

Or $1,000 Guarantee

Flexible Financing for Every Deal

All products below are eligible for our 28-day close guarantee.

Bridge Loans

Bridge Loans

Short-term financing for acquisitions, refinancing, or repositioning

  • 12-24 month terms
  • Up to 80% LTV
  • Interest-only payments
  • Flexible prepayment
Get Pre-Qualified
Fix & Flip

Fix & Flip

Fast funding for property renovation and resale

  • 6-18 month terms
  • Up to 90% of purchase + rehab
  • Fast closings
  • Interest-only payments
Get Pre-Qualified
Ground-Up Construction

Ground-Up Construction

Financing for new development projects from land to completion

  • 12-36 month terms
  • Up to 90% of costs
  • Progress-based draws
  • Interest-only payments
Get Pre-Qualified
DSCR Rental

DSCR Rental

Long-term financing for single-family rentals and portfolio acquisitions

  • 5-30 year terms
  • Up to 85% LTV
  • Portfolio options
  • No personal income docs
Get Pre-Qualified

Larger Deals

Multifamily & Build-to-Rent

For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.

Multifamily
Up to $50M

Multifamily

Permanent and bridge financing for apartment buildings and complexes — 5 units and up.

  • Up to $50M
  • 5–30 year terms
  • Up to 80% LTV
  • Bridge and permanent options
  • Interest-only available
Schedule a Consultation
Build-to-Rent Communities
Up to $50M

Build-to-Rent Communities

Institutional financing for single-family rental community developments from land to stabilization.

  • Up to $50M
  • Construction through permanent
  • Community-scale underwriting
  • Progress-based draw schedule
  • Custom closing timeline
Schedule a Consultation

Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.

Your Real Estate CFO

We structure, source, and close financing for your investment properties. Let us help you capitalize on Decker opportunities.

48-Hour

Term Sheet

$150K-$10M

Loan Range

28-Day

Close Guarantee

$1,000 GUARANTEE

If we can't close in 28 days, we pay you $1,000