USDV Capital
St. Francis real estate

St. Francis

Active Lending

St. Francis, Arkansas

Est. Cap Rate

13.2%

Based on rent yield × 65%

Vacancy Rate

13.8%

71% owner-occupied

Population

220

Median income: $37,308

B+
73/100Buy

Investment ScoreSt. Francis

Composite score based on cap rate, rent yield, affordability, occupancy, and appreciation

Cap Rate13.2%
Rent Yield20.3%
Affordability$38,500
Occupancy86.2%
Appreciation0.0%

St. Francis Investment Analysis

At a 13.2% estimated cap rate, this is a high-yield cash flow market — well above the national average. Ideal for DSCR rental investors seeking immediate returns. As your Real Estate CFO, we recommend exploring DSCR rental acquisition in St. Francis. Get pre-qualified for $150K–$10M in financing — term sheet in 48 hours.

Market Profile
Avg: 56/100
Cash Flow13.2% cap
AppreciationN/A
AffordabilityN/A
Occupancy86.2% occ.
Rent Yield20.3%
Employment100.0%
Price vs. Rent Analysis
Price-to-Rent Ratio4.9x
Cash FlowBalancedAppreciation

Strong cash flow market — rental income exceeds typical carrying costs

Median Home Value

Zillow ZHVI

$38,500
Median Monthly Rent

Zillow ZORI

$650
Annual Rent
$7,800
Gross Rent Yield

Annual rent ÷ home value

20.3%

Market Details

Housing Stock

116 units

Single-family: 100

Multifamily: 5 (4.3%)

Investment Metrics

Gross Yield 20.3%

Cap Rate 13.2%

Price-to-Rent 4.9 (Favors buying)

Property Tax $245/yr

Demographics

Median Income $37,308

Median Age 49.8

Employment 100.0%

Rental Market

$650/mo

Renter population: 29.0%

Lending Status

Active Lending

$150K – $10M · Business purpose

Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis

Community Snapshot
Population220

620/sq mi

Median Income$37,308

$20,509 per capita

Employment100.0%

5.2% unemployment

Occupancy86.2%

29.0% renters

College Educated9.2%
Median Age: 49.8116 Housing UnitsMedian Built: 1961

Investment Strategy Assessment

How St. Francis performs for each investment strategy

DSCR Rental

Strong Match

With a 13.2% cap rate and 29.0% renter population, St. Francis offers strong cash flow potential for buy-and-hold investors.

  • Up to 85% LTV
  • No income verification
  • 5-30 year terms

Fix & Flip

Moderate

Vacancy at 13.8% — factor in longer hold times when modeling your flip ROI in St. Francis.

  • Up to 90% of purchase + rehab
  • 6-18 month terms
  • Draw schedule for rehab

Bridge / Value-Add

Strong Match

Bridge financing works in any market condition. Use it for acquisitions, refinances, or transitional properties in St. Francis while you stabilize or reposition.

  • Up to 80% LTV
  • 12-24 month terms
  • Interest-only payments

St. Francis Investment Report

Comprehensive city market analysis

+12.4%
$485K
8.2%
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Free Investment Report

Get the Complete St. Francis Market Analysis

Make data-driven investment decisions with our comprehensive city report, including pricing trends, rental yields, and DSCR loan scenarios.

  • Complete market data & demographics
  • 5-year price appreciation trends
  • Rental yield analysis by property type
  • Investment opportunity score
  • Comparable market benchmarks
  • DSCR loan scenario modeling

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Financing Comparison

Compare Your Financing Options for St. Francis

Not all investment loans are created equal. See how DSCR loans stack up against traditional financing.

Recommended

DSCR Loan

USDV Capital

No income verification
Close in 28 days
Self-employed friendly
Multiple properties allowed
Rates from 6.5%
Rate

6.5% - 8.5%

Max LTV

Up to 80%

Conventional Loan

Traditional Banks

No income verification
Close in 28 days
Self-employed friendly
Multiple properties allowed
Best rates available
Rate

6.0% - 7.5%

Max LTV

Up to 80%

Hard Money

Private Lenders

No income verification
Close in 28 days
Self-employed friendly
Long-term hold
Competitive rates
Rate

10% - 15%

Max LTV

Up to 70%

Get the Complete Financing Guide

Download our comprehensive guide covering DSCR loans, conventional financing, hard money, bridge loans, and more. Includes rate comparisons, qualification requirements, and scenario-based recommendations.

  • 20+ page PDF guide
  • Rate comparison charts
  • Qualification checklists

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Your Real Estate CFO

We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your St. Francis deal. Close in 28 days or we pay you $1,000.

$1.3B+

Transactions Advised

42

States Active

28 Days

Or $1,000 Guarantee

Flexible Financing for Every Deal

All products below are eligible for our 28-day close guarantee.

Bridge Loans

Bridge Loans

Short-term financing for acquisitions, refinancing, or repositioning

  • 12-24 month terms
  • Up to 80% LTV
  • Interest-only payments
  • Flexible prepayment
Get Pre-Qualified
Fix & Flip

Fix & Flip

Fast funding for property renovation and resale

  • 6-18 month terms
  • Up to 90% of purchase + rehab
  • Fast closings
  • Interest-only payments
Get Pre-Qualified
Ground-Up Construction

Ground-Up Construction

Financing for new development projects from land to completion

  • 12-36 month terms
  • Up to 90% of costs
  • Progress-based draws
  • Interest-only payments
Get Pre-Qualified
DSCR Rental

DSCR Rental

Long-term financing for single-family rentals and portfolio acquisitions

  • 5-30 year terms
  • Up to 85% LTV
  • Portfolio options
  • No personal income docs
Get Pre-Qualified

Larger Deals

Multifamily & Build-to-Rent

For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.

Multifamily
Up to $50M

Multifamily

Permanent and bridge financing for apartment buildings and complexes — 5 units and up.

  • Up to $50M
  • 5–30 year terms
  • Up to 80% LTV
  • Bridge and permanent options
  • Interest-only available
Schedule a Consultation
Build-to-Rent Communities
Up to $50M

Build-to-Rent Communities

Institutional financing for single-family rental community developments from land to stabilization.

  • Up to $50M
  • Construction through permanent
  • Community-scale underwriting
  • Progress-based draw schedule
  • Custom closing timeline
Schedule a Consultation

Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.

Your Real Estate CFO

We structure, source, and close financing for your investment properties. Let us help you capitalize on St. Francis opportunities.

48-Hour

Term Sheet

$150K-$10M

Loan Range

28-Day

Close Guarantee

$1,000 GUARANTEE

If we can't close in 28 days, we pay you $1,000