USDV Capital
North Little Rock real estate

North Little Rock

Active Lending

North Little Rock, Pulaski County · Little Rock-North Little Rock-Conway, AR

Median Home Value

$162,925

+0.7%

Est. Cap Rate

5.1%

Based on rent yield × 65%

Vacancy Rate

10.5%

47% owner-occupied

Population

65K

Median income: $51,236

C+
59/100Hold

Investment ScoreNorth Little Rock

Composite score based on cap rate, rent yield, affordability, occupancy, and appreciation

Cap Rate5.1%
Rent Yield7.8%
Affordability$162,925
Occupancy89.5%
Appreciation0.7%

North Little Rock Investment Analysis

North Little Rock (population 65K) offers median home values of $162,925 — positioning it as an affordable entry point for investors. The 5.1% cap rate indicates solid cash flow potential with room for value appreciation — a balanced market for both rental and value-add strategies. Values are stable with 0.7% annual growth, offering predictable returns without overheating risk. With 53% of the population renting at a median of $1,064/month, North Little Rock has exceptionally strong rental demand — a key indicator for DSCR loan qualification. North Little Rock's housing stock is 35% multifamily — indicating strong institutional investor interest and potential for 2-4 unit or small multifamily acquisitions. As your Real Estate CFO, we recommend exploring DSCR rental acquisition in North Little Rock. Get pre-qualified for $150K–$10M in financing — term sheet in 48 hours.

Market Profile
Avg: 60/100
Cash Flow5.1% cap
Appreciation0.7% YoY
Affordability$163K
Occupancy89.5% occ.
Rent Yield7.8%
Employment98.6%
Price vs. Rent Analysis
Price-to-Rent Ratio12.8x
Cash FlowBalancedAppreciation

Strong cash flow market — rental income exceeds typical carrying costs

Median Home Value

Zillow ZHVI

$162,925
Median Monthly Rent

Zillow ZORI

$1,064
Annual Rent
$12,768
Gross Rent Yield

Annual rent ÷ home value

7.8%

Market Details

Housing Stock

34K units

Single-family: 21K

Multifamily: 12K (35.0%)

Investment Metrics

Gross Yield 7.8%

Cap Rate 5.1%

Price-to-Rent 12.8 (Favors buying)

Property Tax $1,419/yr

Demographics

Median Income $51,236

Median Age 36.7

Employment 98.6%

Home Value Trends

1-Year Appreciation +0.7%

3-Year Appreciation +3.3%

5-Year Appreciation +22.6%

Rental Market

$1,064/mo

Renter population: 53.3%

Lending Status

Active Lending

$150K – $10M · Business purpose

Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis

Community Snapshot
Population65K

1K/sq mi

Median Income$51,236

$32,385 per capita

Employment98.6%

6.2% unemployment

Occupancy89.5%

53.3% renters

College Educated30.1%
Median Age: 36.734K Housing UnitsMedian Built: 1975

Investment Strategy Assessment

How North Little Rock performs for each investment strategy

DSCR Rental

Strong Match

With a 5.1% cap rate and 53.3% renter population, North Little Rock offers strong cash flow potential for buy-and-hold investors.

  • Up to 85% LTV
  • No income verification
  • 5-30 year terms

Fix & Flip

Moderate

Vacancy at 10.5% — factor in longer hold times when modeling your flip ROI in North Little Rock.

  • Up to 90% of purchase + rehab
  • 6-18 month terms
  • Draw schedule for rehab

Bridge / Value-Add

Strong Match

Bridge financing works in any market condition. Use it for acquisitions, refinances, or transitional properties in North Little Rock while you stabilize or reposition.

  • Up to 80% LTV
  • 12-24 month terms
  • Interest-only payments
Investment Calculator

Calculate Your North Little Rock Investment Returns

Run the numbers on any property. Get your full analysis emailed to you instantly.

Property Details

$162,925
$100K$2M
25% ($40,731)
15%50%
7.50%
6%10%
$1,064

Investment Projection

Monthly Cash Flow

$6

Cash-on-Cash

0.2%

DSCR Ratio

1.25

Annual Cash Flow

$71

Monthly P&I: $854 | Est. Expenses: $204

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North Little Rock Investment Report

Comprehensive city market analysis

+12.4%
$485K
8.2%
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Free Investment Report

Get the Complete North Little Rock Market Analysis

Make data-driven investment decisions with our comprehensive city report, including pricing trends, rental yields, and DSCR loan scenarios.

  • Complete market data & demographics
  • 5-year price appreciation trends
  • Rental yield analysis by property type
  • Investment opportunity score
  • Comparable market benchmarks
  • DSCR loan scenario modeling

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Financing Comparison

Compare Your Financing Options for North Little Rock

Not all investment loans are created equal. See how DSCR loans stack up against traditional financing.

Recommended

DSCR Loan

USDV Capital

No income verification
Close in 28 days
Self-employed friendly
Multiple properties allowed
Rates from 6.5%
Rate

6.5% - 8.5%

Max LTV

Up to 80%

Conventional Loan

Traditional Banks

No income verification
Close in 28 days
Self-employed friendly
Multiple properties allowed
Best rates available
Rate

6.0% - 7.5%

Max LTV

Up to 80%

Hard Money

Private Lenders

No income verification
Close in 28 days
Self-employed friendly
Long-term hold
Competitive rates
Rate

10% - 15%

Max LTV

Up to 70%

Get the Complete Financing Guide

Download our comprehensive guide covering DSCR loans, conventional financing, hard money, bridge loans, and more. Includes rate comparisons, qualification requirements, and scenario-based recommendations.

  • 20+ page PDF guide
  • Rate comparison charts
  • Qualification checklists

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Your Real Estate CFO

We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your North Little Rock deal. Close in 28 days or we pay you $1,000.

$1.3B+

Transactions Advised

42

States Active

28 Days

Or $1,000 Guarantee

Flexible Financing for Every Deal

All products below are eligible for our 28-day close guarantee.

Bridge Loans

Bridge Loans

Short-term financing for acquisitions, refinancing, or repositioning

  • 12-24 month terms
  • Up to 80% LTV
  • Interest-only payments
  • Flexible prepayment
Get Pre-Qualified
Fix & Flip

Fix & Flip

Fast funding for property renovation and resale

  • 6-18 month terms
  • Up to 90% of purchase + rehab
  • Fast closings
  • Interest-only payments
Get Pre-Qualified
Ground-Up Construction

Ground-Up Construction

Financing for new development projects from land to completion

  • 12-36 month terms
  • Up to 90% of costs
  • Progress-based draws
  • Interest-only payments
Get Pre-Qualified
DSCR Rental

DSCR Rental

Long-term financing for single-family rentals and portfolio acquisitions

  • 5-30 year terms
  • Up to 85% LTV
  • Portfolio options
  • No personal income docs
Get Pre-Qualified

Larger Deals

Multifamily & Build-to-Rent

For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.

Multifamily
Up to $50M

Multifamily

Permanent and bridge financing for apartment buildings and complexes — 5 units and up.

  • Up to $50M
  • 5–30 year terms
  • Up to 80% LTV
  • Bridge and permanent options
  • Interest-only available
Schedule a Consultation
Build-to-Rent Communities
Up to $50M

Build-to-Rent Communities

Institutional financing for single-family rental community developments from land to stabilization.

  • Up to $50M
  • Construction through permanent
  • Community-scale underwriting
  • Progress-based draw schedule
  • Custom closing timeline
Schedule a Consultation

Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.

Your Real Estate CFO

We structure, source, and close financing for your investment properties. Let us help you capitalize on North Little Rock opportunities.

48-Hour

Term Sheet

$150K-$10M

Loan Range

28-Day

Close Guarantee

$1,000 GUARANTEE

If we can't close in 28 days, we pay you $1,000