USDV Capital
Prescott Valley real estate

Prescott Valley

Prescott Valley, Yavapai County · Prescott Valley-Prescott, AZ

Median Home Value

$457,727

+0.2%

Est. Cap Rate

3.0%

Based on rent yield × 65%

Vacancy Rate

6.9%

71% owner-occupied

Population

48K

Median income: $70,793

D
36/100Caution

Investment ScorePrescott Valley

Composite score based on cap rate, rent yield, affordability, occupancy, and appreciation

Cap Rate3.0%
Rent Yield4.6%
Affordability$457,727
Occupancy93.1%
Appreciation0.2%

Prescott Valley Investment Analysis

Prescott Valley (population 48K) offers median home values of $457,727 — positioning it as a mid-range opportunity for investors. With a 3.0% cap rate, Prescott Valley is primarily an appreciation play. Investors here are betting on long-term value growth rather than immediate cash flow. Values are stable with 0.2% annual growth, offering predictable returns without overheating risk.

Market Profile
Avg: 46/100
Cash Flow3.0% cap
Appreciation0.2% YoY
Affordability$458K
Occupancy93.1% occ.
Rent Yield4.6%
Employment100.0%
Price vs. Rent Analysis
Price-to-Rent Ratio21.8x
Cash FlowBalancedAppreciation

Appreciation-driven market — growth potential offsets thinner cash flow

Median Home Value

Zillow ZHVI

$457,727
Median Monthly Rent

Zillow ZORI

$1,748
Annual Rent
$20,976
Gross Rent Yield

Annual rent ÷ home value

4.6%

Market Details

Housing Stock

22K units

Single-family: 15K

Multifamily: 3K (13.0%)

Investment Metrics

Gross Yield 4.6%

Cap Rate 3.0%

Price-to-Rent 21.8 (Favors renting)

Property Tax $1,825/yr

Demographics

Median Income $70,793

Median Age 47.3

Employment 100.0%

Home Value Trends

1-Year Appreciation +0.2%

3-Year Appreciation +3.5%

5-Year Appreciation +29.3%

Rental Market

$1,748/mo

Renter population: 29.2%

Lending Status

Not Available

$150K – $10M · Business purpose

Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis

Community Snapshot
Population48K

1K/sq mi

Median Income$70,793

$35,604 per capita

Employment100.0%

3.5% unemployment

Occupancy93.1%

29.2% renters

College Educated24.0%
Median Age: 47.322K Housing UnitsMedian Built: 2001
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Property Details

$457,727
$100K$2M
25% ($114,432)
15%50%
7.50%
6%10%
$1,748

Investment Projection

Monthly Cash Flow

-$1,225

Cash-on-Cash

-12.8%

DSCR Ratio

0.73

Annual Cash Flow

-$14,694

Monthly P&I: $2,400 | Est. Expenses: $572

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Prescott Valley Investment Report

Comprehensive city market analysis

+12.4%
$485K
8.2%
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Make data-driven investment decisions with our comprehensive city report, including pricing trends, rental yields, and DSCR loan scenarios.

  • Complete market data & demographics
  • 5-year price appreciation trends
  • Rental yield analysis by property type
  • Investment opportunity score
  • Comparable market benchmarks
  • DSCR loan scenario modeling

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Your Real Estate CFO

We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your Prescott Valley deal. Close in 28 days or we pay you $1,000.

$1.3B+

Transactions Advised

42

States Active

28 Days

Or $1,000 Guarantee

Flexible Financing for Every Deal

All products below are eligible for our 28-day close guarantee.

Bridge Loans

Bridge Loans

Short-term financing for acquisitions, refinancing, or repositioning

  • 12-24 month terms
  • Up to 80% LTV
  • Interest-only payments
  • Flexible prepayment
Get Pre-Qualified
Fix & Flip

Fix & Flip

Fast funding for property renovation and resale

  • 6-18 month terms
  • Up to 90% of purchase + rehab
  • Fast closings
  • Interest-only payments
Get Pre-Qualified
Ground-Up Construction

Ground-Up Construction

Financing for new development projects from land to completion

  • 12-36 month terms
  • Up to 90% of costs
  • Progress-based draws
  • Interest-only payments
Get Pre-Qualified
DSCR Rental

DSCR Rental

Long-term financing for single-family rentals and portfolio acquisitions

  • 5-30 year terms
  • Up to 85% LTV
  • Portfolio options
  • No personal income docs
Get Pre-Qualified

Larger Deals

Multifamily & Build-to-Rent

For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.

Multifamily
Up to $50M

Multifamily

Permanent and bridge financing for apartment buildings and complexes — 5 units and up.

  • Up to $50M
  • 5–30 year terms
  • Up to 80% LTV
  • Bridge and permanent options
  • Interest-only available
Schedule a Consultation
Build-to-Rent Communities
Up to $50M

Build-to-Rent Communities

Institutional financing for single-family rental community developments from land to stabilization.

  • Up to $50M
  • Construction through permanent
  • Community-scale underwriting
  • Progress-based draw schedule
  • Custom closing timeline
Schedule a Consultation

Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.

Your Real Estate CFO

We structure, source, and close financing for your investment properties. Let us help you capitalize on Prescott Valley opportunities.

48-Hour

Term Sheet

$150K-$10M

Loan Range

28-Day

Close Guarantee

$1,000 GUARANTEE

If we can't close in 28 days, we pay you $1,000