USDV Capital
Carefree real estate

Carefree

Carefree, Maricopa County · Phoenix-Mesa-Chandler, AZ

Median Home Value

$1,289,851

+3.0%

Est. Cap Rate

1.0%

Based on rent yield × 65%

Vacancy Rate

22.0%

91% owner-occupied

Population

4K

Median income: $141,331

D
11/100Caution

Investment ScoreCarefree

Composite score based on cap rate, rent yield, affordability, occupancy, and appreciation

Cap Rate1.0%
Rent Yield1.6%
Affordability$1,289,851
Occupancy78.0%
Appreciation3.0%

Carefree Investment Analysis

Carefree is a smaller market (4K residents) with median values at $1,289,851. The 1.0% cap rate positions Carefree as a premium appreciation market where equity growth drives returns. Strong 3.0% year-over-year appreciation signals continued demand — act before prices climb further.

Market Profile
Avg: 23/100
Cash Flow1.0% cap
Appreciation3.0% YoY
Affordability$1290K
Occupancy78.0% occ.
Rent Yield1.6%
Employment100.0%
Price vs. Rent Analysis
Price-to-Rent Ratio63.8x
Cash FlowBalancedAppreciation

Appreciation-driven market — growth potential offsets thinner cash flow

Median Home Value

Zillow ZHVI

$1,289,851
Median Monthly Rent

Zillow ZORI

$1,685
Annual Rent
$20,220
Gross Rent Yield

Annual rent ÷ home value

1.6%

Market Details

Housing Stock

2K units

Single-family: 2K

Multifamily: 194 (8.2%)

Investment Metrics

Gross Yield 1.6%

Cap Rate 1.0%

Price-to-Rent 63.8 (Favors renting)

Property Tax $2,940/yr

Demographics

Median Income $141,331

Median Age 64.5

Employment 100.0%

Home Value Trends

1-Year Appreciation +3.0%

3-Year Appreciation +10.9%

5-Year Appreciation +49.6%

Rental Market

$1,685/mo

Renter population: 8.9%

Lending Status

Not Available

$150K – $10M · Business purpose

Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis

Community Snapshot
Population4K

417/sq mi

Median Income$141,331

$99,367 per capita

Employment100.0%

4.3% unemployment

Occupancy78.0%

8.9% renters

College Educated61.6%
Median Age: 64.52K Housing UnitsMedian Built: 1989
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Property Details

$1,289,851
$100K$2M
25% ($322,463)
15%50%
7.50%
6%10%
$1,685

Investment Projection

Monthly Cash Flow

-$6,691

Cash-on-Cash

-24.9%

DSCR Ratio

0.25

Annual Cash Flow

-$80,297

Monthly P&I: $6,764 | Est. Expenses: $1,612

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Carefree Investment Report

Comprehensive city market analysis

+12.4%
$485K
8.2%
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Free Investment Report

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Make data-driven investment decisions with our comprehensive city report, including pricing trends, rental yields, and DSCR loan scenarios.

  • Complete market data & demographics
  • 5-year price appreciation trends
  • Rental yield analysis by property type
  • Investment opportunity score
  • Comparable market benchmarks
  • DSCR loan scenario modeling

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Your Real Estate CFO

We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your Carefree deal. Close in 28 days or we pay you $1,000.

$1.3B+

Transactions Advised

42

States Active

28 Days

Or $1,000 Guarantee

Flexible Financing for Every Deal

All products below are eligible for our 28-day close guarantee.

Bridge Loans

Bridge Loans

Short-term financing for acquisitions, refinancing, or repositioning

  • 12-24 month terms
  • Up to 80% LTV
  • Interest-only payments
  • Flexible prepayment
Get Pre-Qualified
Fix & Flip

Fix & Flip

Fast funding for property renovation and resale

  • 6-18 month terms
  • Up to 90% of purchase + rehab
  • Fast closings
  • Interest-only payments
Get Pre-Qualified
Ground-Up Construction

Ground-Up Construction

Financing for new development projects from land to completion

  • 12-36 month terms
  • Up to 90% of costs
  • Progress-based draws
  • Interest-only payments
Get Pre-Qualified
DSCR Rental

DSCR Rental

Long-term financing for single-family rentals and portfolio acquisitions

  • 5-30 year terms
  • Up to 85% LTV
  • Portfolio options
  • No personal income docs
Get Pre-Qualified

Larger Deals

Multifamily & Build-to-Rent

For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.

Multifamily
Up to $50M

Multifamily

Permanent and bridge financing for apartment buildings and complexes — 5 units and up.

  • Up to $50M
  • 5–30 year terms
  • Up to 80% LTV
  • Bridge and permanent options
  • Interest-only available
Schedule a Consultation
Build-to-Rent Communities
Up to $50M

Build-to-Rent Communities

Institutional financing for single-family rental community developments from land to stabilization.

  • Up to $50M
  • Construction through permanent
  • Community-scale underwriting
  • Progress-based draw schedule
  • Custom closing timeline
Schedule a Consultation

Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.

Your Real Estate CFO

We structure, source, and close financing for your investment properties. Let us help you capitalize on Carefree opportunities.

48-Hour

Term Sheet

$150K-$10M

Loan Range

28-Day

Close Guarantee

$1,000 GUARANTEE

If we can't close in 28 days, we pay you $1,000