USDV Capital
Fyffe real estate

Fyffe

Active Lending

Fyffe, De Kalb County · Fort Payne, AL

Median Home Value

$164,149

-1.9%

Est. Cap Rate

2.6%

Based on rent yield × 65%

Vacancy Rate

15.6%

72% owner-occupied

Population

1K

Median income: $32,407

D
30/100Caution

Investment ScoreFyffe

Composite score based on cap rate, rent yield, affordability, occupancy, and appreciation

Cap Rate2.6%
Rent Yield4.0%
Affordability$164,149
Occupancy84.4%
Appreciation-1.9%

Fyffe Investment Analysis

Fyffe is a smaller market (1K residents) with median values at $164,149. The 2.6% cap rate positions Fyffe as a premium appreciation market where equity growth drives returns. A modest 1.9% year-over-year decline suggests the market is cooling — favorable for buyers negotiating from strength. As your Real Estate CFO, we recommend exploring bridge financing for repositioning in Fyffe. Get pre-qualified for $150K–$10M in financing — term sheet in 48 hours.

Market Profile
Avg: 42/100
Cash Flow2.6% cap
Appreciation-1.9% YoY
Affordability$164K
Occupancy84.4% occ.
Rent Yield4.0%
Employment100.0%
Price vs. Rent Analysis
Price-to-Rent Ratio24.9x
Cash FlowBalancedAppreciation

Appreciation-driven market — growth potential offsets thinner cash flow

Median Home Value

Zillow ZHVI

$164,149
Median Monthly Rent

Zillow ZORI

$550
Annual Rent
$6,600
Gross Rent Yield

Annual rent ÷ home value

4.0%

Market Details

Housing Stock

603 units

Single-family: 510

Multifamily: 80 (13.3%)

Investment Metrics

Gross Yield 4.0%

Cap Rate 2.6%

Price-to-Rent 24.9 (Favors renting)

Property Tax $420/yr

Demographics

Median Income $32,407

Median Age 46.0

Employment 100.0%

Home Value Trends

1-Year Appreciation -1.9%

3-Year Appreciation +7.2%

5-Year Appreciation +37.0%

Rental Market

$550/mo

Renter population: 27.7%

Lending Status

Active Lending

$150K – $10M · Business purpose

Data sources: U.S. Census Bureau ACS 2023 5-Year Estimates · Zillow Home Value Index (Feb 2026) · USDV Capital analysis

Community Snapshot
Population1K

252/sq mi

Median Income$32,407

$24,622 per capita

Employment100.0%

4.4% unemployment

Occupancy84.4%

27.7% renters

College Educated7.8%
Median Age: 46603 Housing UnitsMedian Built: 1971

Investment Strategy Assessment

How Fyffe performs for each investment strategy

DSCR Rental

Challenging

Fyffe's 2.6% cap rate suggests an appreciation-focused market. Consider value-add strategies to improve cash flow.

  • Up to 85% LTV
  • No income verification
  • 5-30 year terms

Fix & Flip

Higher Risk

Vacancy at 15.6% — factor in longer hold times when modeling your flip ROI in Fyffe.

  • Up to 90% of purchase + rehab
  • 6-18 month terms
  • Draw schedule for rehab

Bridge / Value-Add

Strong Match

Bridge financing works in any market condition. Use it for acquisitions, refinances, or transitional properties in Fyffe while you stabilize or reposition.

  • Up to 80% LTV
  • 12-24 month terms
  • Interest-only payments
Investment Calculator

Calculate Your Fyffe Investment Returns

Run the numbers on any property. Get your full analysis emailed to you instantly.

Property Details

$164,149
$100K$2M
25% ($41,037)
15%50%
7.50%
6%10%
$550

Investment Projection

Monthly Cash Flow

-$516

Cash-on-Cash

-15.1%

DSCR Ratio

0.64

Annual Cash Flow

-$6,192

Monthly P&I: $861 | Est. Expenses: $205

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Fyffe Investment Report

Comprehensive city market analysis

+12.4%
$485K
8.2%
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Free Investment Report

Get the Complete Fyffe Market Analysis

Make data-driven investment decisions with our comprehensive city report, including pricing trends, rental yields, and DSCR loan scenarios.

  • Complete market data & demographics
  • 5-year price appreciation trends
  • Rental yield analysis by property type
  • Investment opportunity score
  • Comparable market benchmarks
  • DSCR loan scenario modeling

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Financing Comparison

Compare Your Financing Options for Fyffe

Not all investment loans are created equal. See how DSCR loans stack up against traditional financing.

Recommended

DSCR Loan

USDV Capital

No income verification
Close in 28 days
Self-employed friendly
Multiple properties allowed
Rates from 6.5%
Rate

6.5% - 8.5%

Max LTV

Up to 80%

Conventional Loan

Traditional Banks

No income verification
Close in 28 days
Self-employed friendly
Multiple properties allowed
Best rates available
Rate

6.0% - 7.5%

Max LTV

Up to 80%

Hard Money

Private Lenders

No income verification
Close in 28 days
Self-employed friendly
Long-term hold
Competitive rates
Rate

10% - 15%

Max LTV

Up to 70%

Get the Complete Financing Guide

Download our comprehensive guide covering DSCR loans, conventional financing, hard money, bridge loans, and more. Includes rate comparisons, qualification requirements, and scenario-based recommendations.

  • 20+ page PDF guide
  • Rate comparison charts
  • Qualification checklists

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Your Real Estate CFO

We don't work for one lender — we work for you. As your Real Estate CFO, we shop the full institutional market to structure the best capital solution for your Fyffe deal. Close in 28 days or we pay you $1,000.

$1.3B+

Transactions Advised

42

States Active

28 Days

Or $1,000 Guarantee

Flexible Financing for Every Deal

All products below are eligible for our 28-day close guarantee.

Bridge Loans

Bridge Loans

Short-term financing for acquisitions, refinancing, or repositioning

  • 12-24 month terms
  • Up to 80% LTV
  • Interest-only payments
  • Flexible prepayment
Get Pre-Qualified
Fix & Flip

Fix & Flip

Fast funding for property renovation and resale

  • 6-18 month terms
  • Up to 90% of purchase + rehab
  • Fast closings
  • Interest-only payments
Get Pre-Qualified
Ground-Up Construction

Ground-Up Construction

Financing for new development projects from land to completion

  • 12-36 month terms
  • Up to 90% of costs
  • Progress-based draws
  • Interest-only payments
Get Pre-Qualified
DSCR Rental

DSCR Rental

Long-term financing for single-family rentals and portfolio acquisitions

  • 5-30 year terms
  • Up to 85% LTV
  • Portfolio options
  • No personal income docs
Get Pre-Qualified

Larger Deals

Multifamily & Build-to-Rent

For multifamily and build-to-rent community financing up to $50M, we work directly with institutional capital partners on custom terms. These deals require a consultation — not a form.

Multifamily
Up to $50M

Multifamily

Permanent and bridge financing for apartment buildings and complexes — 5 units and up.

  • Up to $50M
  • 5–30 year terms
  • Up to 80% LTV
  • Bridge and permanent options
  • Interest-only available
Schedule a Consultation
Build-to-Rent Communities
Up to $50M

Build-to-Rent Communities

Institutional financing for single-family rental community developments from land to stabilization.

  • Up to $50M
  • Construction through permanent
  • Community-scale underwriting
  • Progress-based draw schedule
  • Custom closing timeline
Schedule a Consultation

Looking for 1-4 unit investment properties? Check out our standard lending products for DSCR, fix & flip, and bridge loans.

Your Real Estate CFO

We structure, source, and close financing for your investment properties. Let us help you capitalize on Fyffe opportunities.

48-Hour

Term Sheet

$150K-$10M

Loan Range

28-Day

Close Guarantee

$1,000 GUARANTEE

If we can't close in 28 days, we pay you $1,000